1160 W Patrick St, Frederick, MD 21703 Property Records

Frederick County property record for 1160 W Patrick St, Frederick, MD 21703

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,026 sqft · built 1953
Lot Size	1.02 acres (44,666 sqft)
Owner	Company Name on File
Last Sale	$825,000 (Apr 2018)
Tax Bill	$12,180 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-031310`

Property Details

APN / Parcel Number

Primary APN	`02-031310`
Alternative APNs	`2031310` `031310`

Interior

Stories	1 Story
Building Area	5,026 sqft Gross Area
1st Floor Area	5,026 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	44,666 sqft
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	031310
Street Address	1160 W PATRICK ST
City	FREDERICK
State	MD
Zip	21703-3962
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	COMM LOT 44,666 SQFT R. 40 WEST
Legal Subdivision	WILES CHARLES I
Legal Lot Number	44
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1160 W Patrick St, a commercial property, is owned by a company that bought it in April 2018.

Source: Frederick County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	1160 W PATRICK ST, FREDERICK, MD 21703-3962
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Jun 30, 1998
Deed Book / Page	12373 / 263
Transfer Doc	0000004038
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 20, 2018
Property Address	1160 W PATRICK ST, FREDERICK, MD 21703-3962
Document Number	0123730263
Book / Page	012373 / 000263
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	NEW WORLD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1160 W PATRICK ST FREDERICK MD 217033962, FREDERICK, MD 21703-3962

Mortgage

Document Number	123730269
Date	Apr 20, 2018
Book Page	012373/000269

Lender

Name	GALE W JR COOK
Address	8202 BOLIVAR RD, MIDDLETOWN, MD 21769-8409
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 19, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1160 W Patrick St was $12,180.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$999,000 Land $365,300 Building $633,700	$999,000 Land $365,300 Building $633,700
2025	$12,180.00
2023	$10,734.00	$827,200 Land $365,300 Building $461,900	$827,200 Land $365,300 Building $461,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1160 W Patrick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 W Patrick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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