1160 W Main St, Lowell, MI 49331 Property Records

Kent County property record for 1160 W Main St, Lowell, MI 49331

Property Summary

Property Type	Commercial
Details	4,227 sqft · built 1929
Lot Size	4.48 acres (195,149 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Feb 1993)
Tax Bill	$20,930 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2026 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-03-478-047`

Property Details

APN / Parcel Number

Primary APN	`41-20-03-478-047`
Alternative APN	`412003478033`

Interior

Stories	1 Story
Building Area	4,227 sqft Total Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	195,149 sqft (4.48 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1160 W MAIN ST
City	LOWELL
State	MI
Zip	49331-1508
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	412003478047 E 381 FT OF THAT PART OF SE 1/4 LYING S OF S LINE OF FULTON ST /HWY M-21 100 FT WIDE/ MAIN ST CITY/ EX S 143 FT
Legal Range	09W
Legal Township	06N
Legal Section	03
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4012
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3115 ORCHARD VISTA DR SE, GRAND RAPIDS, MI 49546-7088
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Quit Claim Deed, Transfer SUN TITLE
Jul 28, 2026	Warranty Deed, Transfer · Construction Mortgage FIRST NATIONAL BANK
Jul 28, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit GRAND RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 1993 · Amount on Record
Deed Sale	Feb 5, 1993 · Amount on Record
Prior Sale	Jan 10, 1990 · Amount on Record
Deed Book / Page	20111208 / 97220
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000054038
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Aug 11, 2026
Property Address	1160 W MAIN ST, LOWELL, MI 49331-1508
Document Number	0000054038
Instrument Date	Aug 5, 2026
Instrument	202654038
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	SUN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3115 ORCHARD VISTA DR SE, GRAND RAPIDS, MI 49546-7088

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 28, 2026
Property Address	1160 W MAIN ST, LOWELL, MI 49331-1508
Document Number	0000051019
Instrument Date	Jul 16, 2026
Instrument	202651019
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	SUN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	300 IONIA AVE NW, GRAND RAPIDS, MI 49503-2507

Mortgage

Document Number	0000051020,
Date	Jul 28, 2026
Instrument	2026072851020

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jul 28, 2026
Property Address	1160 W MAIN ST, LOWELL, MI 49331-1508
Document Number	0000051020
Instrument Date	Jul 16, 2026
Instrument	202651020
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	300 IONIA AVE NW, GRAND RAPIDS, MI 49503-2507

Mortgage

Document Number	0000051020,
Date	Jul 28, 2026
Instrument	202651020

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1160 W MAIN ST, LOWELL, MI 49331-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024246
Date	Mar 28, 2018
Instrument	20180328-0024246

Lender

Name	GRAND RIVER BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,800 (+0.26%)	$1,021,600 (+0.26%)
2025	$20,930.00 (+19.54%)	$509,500 (-43.8%)	$1,019,000 (-43.8%)
2023		$906,600	$1,813,200
2019	$17,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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