1160 SE Dolphin Dr, Stuart, FL 34996 Property Records

Martin County property record for 1160 SE Dolphin Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1978
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Oct 2022)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-005-059-0030.4-7-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-005-059-0030.4-7-0000`
Alternative APNs	`10-38-41-005-059-00304-7` `26863`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26863
Street Address	1160 SE DOLPHIN DR
City	STUART
State	FL
Zip	34996-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SARITA ADDN LOTS 1 TO 6 BLK 59
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	SARITA ADDITION TO BROADWAY SECTION
Legal Block	59
Legal Lot Number	1-6
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3009
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC
Oct 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LADERA LENDING INC
Aug 23, 2017	Loan Modification, Mortgage · Conventional with PMI RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Aug 24, 2004 · Amount on Record
Deed Document Number	20222983574
Deed Book / Page	3339 / 1495
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	0033391495
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825

Mortgage

Document Number	0034090665
Date	Dec 1, 2023
Book Page	3409/665
Instrument	3047358

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 6, 2022
Property Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825
Document Number	0033391495
Book / Page	3339 / 1495
Map Reference	MB 1 PG 12
Instrument Date	Sep 26, 2022
Instrument	2983574
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 SE DOLPHIN DR, 1160, STUART, FL 34996-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825

Mortgage

Document Number	0033391497
Date	Oct 6, 2022
Instrument	3339/1497

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1160 SE DOLPHIN DR, STUART, FL 34996-5825
Document Number	0030721302
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SE DOLPHIN DR STUART FL 349965825, STUART, FL 34996-5825

Mortgage

Document Number	0030721302
Date	Jul 22, 2019
Book Page	003072/001302
Instrument	2766213

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Jul 21, 2047

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (-0.42%) Homeowner's exemption	$115,714 (+5.99%)	$264,380 (+9.83%) Land $127,500 Building $136,880
2024	$1,413.00 (+3.59%)
2023	$1,364.00 (+11.99%) Additional exemption filed	$109,178 (+7.56%)	$240,710 (+3.29%) Land $119,000 Building $121,710
2022	$1,218.00 Homeowner's exemption	$101,508	$233,040 Land $140,250 Building $92,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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