Franklin County property record for 1160 S Bernhardt Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1987 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $59,500 (Jan 2008) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-12.0-3-099-067.100 |
| Primary APN | 25-1-12.0-3-099-067.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 1160 S BERNHARDT AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW SW E OF HWY H |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Quarter | SW |
| Legal Block | 99 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 800502 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1160 S BERNHARDT AVE, GERALD, MO 63037-2320 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2008 · Amount on Record |
| Deed Sale | Jan 9, 2008 · Amount on Record |
| Deed Document Number | 0800521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1160 S BERNHARDT AVE, GERALD, MO 63037-2320 |
| Document Number | 0000012134 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1160 S BERNHARDT AVE GERALD MO 630372320, GERALD, MO 63037-2320 |
| Document Number | 0000012134 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 12134 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2050 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 (+19.94%) | $13,006 (+7.97%) | $68,450 (+7.97%) Land $9,040 Building $59,410 |
| 2023 | $697.00 (+2.8%) | $12,046 | $63,400 Land $9,040 Building $54,360 |
| 2022 | $678.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures