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1160 Kinlock Dr, Troy, MI 48098 Property Records

Oakland County property record for 1160 Kinlock Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,476 sqft · built 1984
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Tax Bill$5,048 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-05-476-006

Property Details

APN / Parcel Number

Primary APN88-20-05-476-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,476 sqft Living Area
1st Floor Area1,406 sqft
Basement Area1,032 sqft
Unfinished Basement1,406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions155 ft deep x 120 ft wide
Garage Area426 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1160 KINLOCK DR
CityTROY
StateMI
Zip48098-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 164
Legal Range11E
Legal Township2N
Legal Section5
Legal SubdivisionCRESCENT RIDGE SUB #1
Legal Lot Number164
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3018
Census Tract196400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1160 KINLOCK DR, TROY, MI 48098-2028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL CORPORATION
Nov 1, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 1, 2019
Transfer Doc0000182582
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 1, 2026
Property Address1160 KINLOCK DR, TROY, MI 48098-2028
Document Number0000095174
Book / Page61333 / 576
Instrument DateJun 17, 2026
Instrument202695174
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1160 KINLOCK DR, TROY, MI 48098-2028

Mortgage

Document Number0000095174,
DateJul 1, 2026
Book Page61333/576
Instrument202695174
Lender
NameFINANCIAL CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 14, 2056
Interest
Rate6.51%
Max Rate-1%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 1, 2019
Property Address1160 KINLOCK DR, TROY, MI 48098-2028
Document Number0000182582
Book / Page053453 / 000038
Instrument DateNov 1, 2019
Instrument182582
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1160 KINLOCK DR TROY MI 480982028, TROY, MI 48098-2028

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,048.00 (-3.85%)
2023$406,420
2022$5,250.00$203,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2006)
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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