1160 Eldridge Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 1160 Eldridge Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Vacant Land
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2025)
Tax Bill	$402 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041 159.01`

Property Details

APN / Parcel Number

Primary APN	`041 159.01`

Exterior

Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Old Parcel Number	041 159.01
Street Address	1160 ELDRIDGE RD
City	SODDY DAISY
State	TN
Zip	37379
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ELDRIDGE RD OUT OF 041 159 FOR 2021
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3030
Census Tract	10201

Owner

Source: Hamilton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1154 LAKESIDE CIR, HIXSON, TN 37343-1584
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Jul 15, 2026	Deed of Trust, Mortgage · Construction Mortgage CITIZENS TRI-COUNTY BANK
Dec 18, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS TRI-COUNTY BANK
Oct 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	202522
Deed Book / Page	14083 / 842
Prior Transfer Date	Jul 30, 2025
Prior Transfer Doc	0000000192
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Aug 10, 2026
Document Number	0000000143
Book / Page	14399 / 1
Instrument Date	Aug 5, 2026
Instrument	2026143
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 LAKESIDE CIR, HIXSON, TN 37343-1584

Mortgage

Document Number	0000000143,
Date	Aug 10, 2026
Book Page	14399/1
Instrument	2026143

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 15, 2026
Document Number	0000000009
Book / Page	14368 / 882
Instrument Date	Jul 8, 2026
Instrument	20269
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SANDALWOOD DR, HIXSON, TN 37343-2182

Mortgage

Document Number	0000000009,
Date	Jul 15, 2026
Book Page	14368/882
Instrument	20269

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2027

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1160 ELDRIDGE RD, SODDY DAISY, TN 37379
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 LAKESIDE CIR, HIXSON, TN 37343-1584

Mortgage

Document Number	0000000073
Date	Dec 18, 2025
Book Page	14142/24
Instrument	2025121800073

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	SODDY DAISY, TN 37379

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	11 Months
Due	Nov 28, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 23, 2025
Property Address	1160 ELDRIDGE RD, SODDY DAISY, TN 37379
Document Number	0000000022
Book / Page	14083 / 842
Instrument Date	Oct 22, 2025
Instrument	2025102300022
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 LAKESIDE CIR, HIXSON, TN 37343-1584

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$402.00 (-17.45%)	$26,575 (+22.04%)	$106,300 (+22.04%) Land $106,300
2024	$487.00	$21,775 (-)	$87,100 (-) Land $87,100
2023	$487.00	$21,775	$87,100 Land $87,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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