St. Johns County property record for 1160 Dover Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,745 sqft · built 2003 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,500 (May 2020) |
| Tax Bill | $6,914 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000633-0410 |
| Primary APN | 000633-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,745 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 2,745 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 719 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 608 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 338 sqft |
| Deck Area | Deck Area |
| Patio Area | 712 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1160 DOVER DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 31/62-69 RIVER OAKS PLANTATION UNIT 3 LOT 41 OR4937/1285 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 42 |
| Legal Subdivision | RIVER OAKS PLANTATION UNIT 3 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20803 |
Source: St. Johns County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1160 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on Record |
| Deed Sale | May 6, 2020 · Amount on Record |
| Prior Sale | Apr 1, 2003 · Amount on Record |
| Deed Document Number | 202035001 |
| Deed Book / Page | 4937 / 1285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 1160 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0000060332 |
| Book / Page | 6401 / 1049 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202660332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1160 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0000060332, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 6401/1049 |
| Instrument | 202660332 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 6, 2020 |
| Property Address | 1160 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0049371285 |
| Book / Page | 4937 / 1285 |
| Map Reference | MB 31 PG 62-68 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020035001 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GREYCROFT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,069.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1160 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 49371287 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 4937/1287 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,252 (+2.7%) | $508,293 (-10.89%) Land $130,000 Building $378,293 | |
| 2025 | $6,914.00 (+11.07%) Homeowner's exemption | $416,993 (+2.9%) | $570,432 (+6.6%) Land $138,000 Building $432,432 |
| 2024 | $6,225.00 (+7.2%) Homeowner's exemption | $405,241 (+3%) | $535,133 (+5.99%) Land $126,000 Building $409,133 |
| 2023 | $5,807.00 (+2.2%) Homeowner's exemption | $393,438 (+3%) | $504,886 (+8.55%) Land $120,000 Building $384,886 |
| 2022 | $5,682.00 Homeowner's exemption | $381,979 | $465,112 Land $123,200 Building $341,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1996–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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