1160 Dividing Rdg Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1160 Dividing Rdg Rd, Spring City, TN 37381

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	52.6 acres (2,292,563 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2024)
Tax Bill	$235 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`072049 06700`

Property Details

APN / Parcel Number

Primary APN	`072049 06700`
Alternative APN	`049 06700`

Exterior

Lot Area	2,292,563 sqft (52.6 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1160 DIVIDING RIDGE RD
City	SPRING CITY
State	TN
Zip	37381-4614
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	DISTRICT: 2
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	209 HILLEARY CIR, SPRING CITY, TN 37381-4720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOUTHEAST BANK
Nov 1, 2024	Warranty Deed, Transfer CONCORD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Aug 20, 1999 · Amount on Record
Deed Document Number	24025744
Deed Book / Page	529 / 54
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1160 DIVIDING RIDGE RD, SPRING CITY, TN 37381-4614
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HILLEARY CIR, SPRING CITY, TN 37381-4720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028404
Date	May 21, 2025
Book Page	T727/712
Instrument	25028404

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	SPRING CITY, TN 37381

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Nov 1, 2024
Property Address	1160 DIVIDING RIDGE RD, SPRING CITY, TN 37381-4614
Document Number	0000025744
Book / Page	529 / 54
Instrument Date	Oct 31, 2024
Instrument	24025744
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DIVIDING RIDGE ROA, SPRING CITY, TN 37381
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$235.00 (-23.7%) Additional exemption filed	$17,400 (+27.47%) Land $17,400
2024			$222,400 (+307.33%) Land $222,400
2022		$13,650 Land $13,650	$54,600 Land $54,600
2021	$308.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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