1160 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1160 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,050 sqft · built 2024
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$295,400 (Jul 2024)
Tax Bill$4,644 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-003020

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-003020
Alternative APN
  • 182926689954003020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,050 sqft Living Area
Gross Area2,470 sqft
1st Floor Area804 sqft
Upper Floors Area1,246 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area4,400 sqft (0.101 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area45 sqft

Location & Zoning

Street Address1160 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 302
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number302
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address375 VINCENT DR, AYR
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Deed Document Number2024166658
Deed Book / Page13196 / 1800
Record UpdatedOct 29, 2026

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 19, 2024
Property Address1160 DEEPWATER CIR, EAGLE LAKE, FL 33839-5115
Document Number0000166658
Book / Page13196 / 1800
Map ReferenceMB 198 PG 41
Instrument DateJul 17, 2024
Instrument2024166658
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,067.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 VINCENT DRIVE AYR, CANADA XX

Mortgage

Document Number0131961804
DateJul 19, 2024
Instrument13196/1804
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateAug 1, 2029
Change FrequencyMonthly
Min Rate At Change7.75%
Max Rate At Change9.75%
IndexSOFR Average 30-Day
Max Rate12.7%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,958 (-2.6%) Land $50,000 Building $178,958$228,958 (-2.6%) Land $50,000 Building $178,958
2025$4,644.00 (+84.73%)$235,070 (+370.14%) Land $50,000 Building $185,070$235,070 (+370.14%) Land $50,000 Building $185,070
2024$2,514.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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