1160 Creekshore Dr, Athens, GA 30606 Property Records

Oconee County property record for 1160 Creekshore Dr, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	2,590 sqft · built 1993
Lot Size	0.749 acres (32,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Aug 2020)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B-04C-033-A`

Property Details

APN / Parcel Number

Primary APN	`B-04C-033-A`
Alternative APN	`8285`

Interior

Stories	1 Story
Building Area	2,590 sqft Heated Area
1st Floor Area	2,590 sqft
Utility Area	260 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,653 sqft (0.749 acres)
Garage Type	Attached
Garage Area	464 sqft
Driveway	Concrete Driveway
Driveway Area	1,656 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	8285
Street Address	1160 CREEKSHORE DR
City	ATHENS
State	GA
Zip	30606-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1564/24 1274/208 217/209 7/259 ; BIRCHMORE HI
Legal Subdivision	BIRCHMORE HILLS
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	2
Census Block	2000
Census Tract	30202

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1160 CREEKSHORE DR, ATHENS, GA 30606-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF GEORGIA
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Document Number	20201186
Deed Book / Page	1564 / 24
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1160 CREEKSHORE DR, ATHENS, GA 30606-6225
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 CREEKSHORE DR, ATHENS, GA 30606-6225

Mortgage

Document Number	0018370000000509
Date	Dec 1, 2025
Book Page	0000001837/0000000509
Instrument	2025-005504

Lender

Name	CREDIT UNION OF GEORGIA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE GA
Recording Date	Aug 24, 2020
Property Address	1160 CREEKSHORE DR, ATHENS, GA 30606-6225
Document Number	0015640024
Book / Page	001564 / 000024
Instrument Date	Aug 21, 2020
Instrument	5991
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1160 CREEKSHORE DR ATHENS GA 306066225, ATHENS, GA 30606-6225

Mortgage

Document Number	15640032
Date	Aug 24, 2020
Book Page	001564/000032
Instrument	5994

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (-7.89%) Homeowner's exemption
2025	$3,522.00 (-1.15%) Homeowner's exemption	$199,899 (+4.34%) Land $30,000 Building $169,899	$499,747 (+4.34%) Land $75,000 Building $424,747
2024	$3,563.00 (+11.2%) Homeowner's exemption	$191,585 (+6.1%) Land $30,000 Building $161,585	$478,963 (+6.1%) Land $75,000 Building $403,963
2023	$3,204.00 (-7.35%)	$180,571 (+12.69%) Land $28,000 Building $152,571	$451,427 (+12.69%) Land $70,000 Building $381,427
2022	$3,458.00	$160,232 Land $28,000 Building $132,232	$400,579 Land $70,000 Building $330,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE COUNTY serves 30,162 people · EPA ID GA2190000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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