Chesapeake City property record for 1160 Commerce Ave, Chesapeake, VA 23324
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 1,792 sqft · built 2015 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,300 (Mar 2018) |
| Tax Bill | $2,238 (2019) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| APN | 1280000002160 |
| Primary APN | 1280000002160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Total Area |
| 1st Floor Area | 764 sqft |
| Upper Floors Area | 764 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 120 ft deep x 43 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 78 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1160 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3306 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | B2 RESUB LOTS 30,31,32 & N 1/2 33 PROP NR BERKLEY |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20200 |
1160 Commerce Ave is owned by two individuals who bought it in March 2018.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 28, 2018 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Jan 4, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Prior Sale | Jan 4, 2017 · Amount on File |
| Deed Document Number | 20187785 |
| Deed Book / Page | 9896 / 1255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|
| Document Number | 010142/711 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 10142/711 |
| Instrument | 200012983 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 28, 2018 |
| Property Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 9896/1255 |
| Book / Page | 9896 / 1255 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 180007785 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 180007786 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 180007786 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 4, 2017 |
| Property Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 9741/1803 |
| Book / Page | 9741 / 1803 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 170000309 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1160 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 170000310 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 170000310 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,600 Land $90,000 Building $243,600 | $333,600 Land $90,000 Building $243,600 | |
| 2023 | $281,200 Land $75,000 Building $206,200 | $281,200 Land $75,000 Building $206,200 | |
| 2019 | $2,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1160 Commerce Ave; there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1160 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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