1160 Baye Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 1160 Baye Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,156 sqft · built 1996
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2021)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Feb 2021 Sale Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029077 00103`

Property Details

APN / Parcel Number

Primary APN	`029077 00103`
Alternative APN	`077 00103`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,156 sqft Living Area
1st Floor Area	3,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	94,090 sqft (2.16 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,568 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	872 sqft
Deck Area	325 sqft
Patio Area	705 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1160 BAYE RD
City	RUTLEDGE
State	TN
Zip	37861-5964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G02
Legal Subdivision	KENNY N NOAH
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	500302

Owner

1160 Baye Rd is owned by two individuals who bought it in February 2021.

Source: Grainger County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 CEDAR RIDGE DR, LONDON, KY 40744-7446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer
Apr 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage CIVIS BANK
Sep 29, 2020	Loan Modification, Mortgage · Line of Credit CITIZENS NAT'L BK
Oct 4, 2018	Deed of Trust, Mortgage CITIZENS NAT'L BK
Mar 6, 2018	Warranty Deed, Transfer LAKEWAY TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2021455
Deed Book / Page	391 / 1819
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Feb 16, 2021
Property Address	1160 BAYE RD, RUTLEDGE, TN 37861-5964
Document Number	455
Book / Page	391 / 1819
Map Reference	MB 88 PG 141
Instrument Date	Feb 12, 2021
Instrument	21000455
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$4,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 CEDAR RIDGE DR, LONDON, KY 40744-7446

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1160 BAYE RD, RUTLEDGE, TN 37861-5964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000753
Date	Apr 2, 2018
Book Page	367/1876
Instrument	18000753

Lender

Name	CIVIS BANK
Type	Bank
Address	ROGERSVILLE, TN 37857

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 28, 2033

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAINGER TN
Property Address	1160 BAYE RD, RUTLEDGE, TN 37861-5964
Document Number	0000010684
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1160 BAYE RD RUTLEDGE TN 378615964, RUTLEDGE, TN 37861-5964

Mortgage

Document Number	0000010684
Date	Oct 27, 2020
Book Page	000388/001953
Instrument	10684

Lender

Name	CITIZENS NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Oct 26, 2022

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1160 BAYE RD, RUTLEDGE, TN 37861-5964
Document Number	0000002837
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1880 CEDAR CREEK RD RUSSELLVILLE TN 378609348, RUSSELLVILLE, TN 37860-9348

Mortgage

Document Number	0000002837
Date	Oct 17, 2018
Book Page	000372/000235
Instrument	2837

Lender

Name	CITIZENS NAT'L BK
Type	Bank
Address	200 FORKS OF THE RIVER PKWY, SEVIERVILLE, TN 37862-3419

Agreement

Amount	Amount on Record
Term	24 Months
Due	Oct 16, 2020

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Mar 6, 2018
Property Address	1160 BAYE RD, RUTLEDGE, TN 37861-5964
Document Number	0000000524
Book / Page	000367 / 000872
Instrument Date	Mar 2, 2018
Instrument	524
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$3,052.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 CEDAR CREEK RD RUSSELLVILLE TN 378609348, RUSSELLVILLE, TN 37860-9348

Tax Assessment & Valuation

The 2025 property tax bill for 1160 Baye Rd was $5,984.

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00	$254,625 Land $112,700 Building $141,925
2023	$5,984.00 (+2.33%)	$254,625 (-) Land $112,700 Building $141,925
2022	$5,848.00	$254,625 Land $112,700 Building $141,925
2021			$1,018,500 Land $450,800 Building $567,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1160 Baye Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 Baye Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Ultranet.

Cell Coverage

5G (outdoors only) and 4G LTE

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