116 Zamora St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 116 Zamora St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,050 sqft · built 1983
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Dec 2020)
Tax Bill$13,523 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN148690-0140

Property Details

APN / Parcel Number

Primary APN148690-0140

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories3 Stories
Building Area3,050 sqft Living Area
Gross Area3,806 sqft
1st Floor Area456 sqft
FlooringWood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions128 ft deep x 51 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area204 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address116 ZAMORA ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description4/48 VILANO BEACH UNIT A LOT 14 BLK 20 OR5120/945
Legal Range30E
Legal Township07S
Legal Section09
Legal SubdivisionVILANO BEACH UNIT A
Legal Block20
Legal Lot Number14
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1013
Census Tract20603

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address353 WESTOVER DR, RUCKERSVILLE, VA 22968-2929
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Mar 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Deed Document Number2020112292
Deed Book / Page5120 / 945
Prior Transfer DateMar 2, 2017
Prior Transfer Doc0043420831
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 9, 2020
Property Address116 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2984
Document Number0051200945
Book / Page5120 / 945
Map ReferenceMB 4 PG 48
Instrument DateDec 9, 2020
Instrument2020112292
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 SPANISH OAKS LN, 100, SAINT AUGUSTINE, FL 32080-7960

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address353 WESTOVER DR, RUCKERSVILLE, VA 22968-2929

Mortgage

Document Number5120949
DateDec 9, 2020
Instrument5120/949
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 9, 2017
Property Address116 ZAMORA ST, SAINT AUGUSTINE, FL 32084-2984
Document Number0043420831
Book / Page004342 / 000831
Instrument DateMar 2, 2017
Instrument17039
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address116 ZAMORA ST ST AUGUSTINE FL 320842984, ST AUGUSTINE, FL 32084-2984

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,013,080 (-1.96%)$1,023,439 (-0.96%) Land $234,090 Building $789,349
2025$13,523.00 (+19.06%)$1,033,334 (+9.21%)$1,033,334 (+9.21%) Land $234,090 Building $799,244
2024$11,358.00 (+3.39%)
2023$10,986.00 (+12.71%)$946,228 (+18.27%)$946,228 (+18.27%) Land $208,080 Building $738,148
2022$9,747.00$800,031$800,031 Land $174,787 Building $625,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 212 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 52 condo units
Nearby Flood Claims54 (1995–2025)
Claims Outside the SFHA1 of 54
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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