116 Winter St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 116 Winter St, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,060 sqft · built 1930
Lot Size	0.254 acres (11,058 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Apr 2026)
Tax Bill	$6,007 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jun 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0064 B:1582 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0064 B:1582 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	4,510 sqft
Basement Area	1,105 sqft
Unfinished Basement	1,105 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,058 sqft (0.254 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	116 WINTER ST
City	CLINTON
State	MA
Zip	01510-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1582
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3003
Census Tract	716102

Owner

116 Winter St is owned and occupied by two individuals who bought it in April 2026.

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 WINTER ST, CLINTON, MA 01510-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Jun 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Apr 29, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2020	Deed of Trust, Mortgage · FHA Mortgage ROSS MTG CO INC
Apr 29, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Apr 29, 2020 · Amount on File
Deed Document Number	202633043
Deed Book / Page	73506 / 183
Prior Transfer Date	Mar 27, 2025
Prior Transfer Doc	0071786-97
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065679-339
Date	Jul 23, 2021
Book Page	65679/339
Instrument	102968

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065419-221
Date	Jun 18, 2021
Book Page	65419/221
Instrument	84744

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068164-258
Date	Sep 1, 2022
Book Page	68164/258
Instrument	97139

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070662-45
Date	Jun 21, 2024
Book Page	70662/45
Instrument	47521

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2039

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Apr 29, 2026
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Document Number	073506-183
Book / Page	73506 / 183
Instrument Date	Apr 28, 2026
Instrument	202633043
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINTER ST, CLINTON, MA 01510-4006

Mortgage

Date	Apr 29, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Document Number	62609-232
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINTER ST CLINTON MA 015104006, CLINTON, MA 01510-4006

Mortgage

Document Number	62609-232
Date	Jun 17, 2020
Book Page	062609/000232
Instrument	63440

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Apr 29, 2020
Property Address	116 WINTER ST, CLINTON, MA 01510-4006
Document Number	62296-194
Book / Page	062296 / 000194
Instrument Date	Apr 21, 2020
Instrument	42765
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINTER ST CLINTON MA 015104006, CLINTON, MA 01510-4006

Mortgage

Document Number	62296-198
Date	Apr 29, 2020
Book Page	062296/000198
Instrument	42766

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 116 Winter St was $6,007, up 11.5% from the year before.

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,007.00 (+11.51%)	$462,800 (+14.27%) Land $115,500 Building $347,300	$456,950 (-)
2025	$5,387.00 (+1.22%)	$405,000 (-) Land $104,900 Building $300,100	$456,950 (-4.16%)
2024	$5,322.00 (+6.55%)	$405,000 (+8.4%) Land $104,900 Building $300,100	$476,805
2023	$4,995.00	$373,600 Land $95,400 Building $278,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 116 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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