Montgomery County and Amsterdam City property record for 116 Windswept Dr E, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 2004 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Oct 2023) |
| Tax Bill | $5,408 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 55.6-2-20 |
| Primary APN | 270100 55.6-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 0368189 |
|---|---|
| Street Address | 116 WINDSWEPT DR E |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-8334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | WINDSWEPT DRIVE |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 70200 |
116 Windswept Dr E is owned and occupied by two individuals who bought it in October 2023.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 WINDSWEPT DR E, AMSTERDAM, NY 12010-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Oct 13, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Jun 21, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Jun 21, 2023 · Amount on File |
| Deed Document Number | 20233712 |
| Prior Transfer Date | Jul 19, 2011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 116 WINDSWEPT DR E, AMSTERDAM, NY 12010-8334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000199 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-4199 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Oct 13, 2023 |
| Property Address | 116 WINDSWEPT DR E, AMSTERDAM, NY 12010-8334 |
| Document Number | 0000000712 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023-3712 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 BURTON ST, JOHNSTOWN, NY 12095-2023 |
| Document Number | 0000000713 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023-3713 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Jun 21, 2023 |
| Property Address | 116 WINDSWEPT DR E, AMSTERDAM, NY 12010-8334 |
| Document Number | 0000000211 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2023-2211 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 E 3RD ST, OSWEGO, NY 13126-2607 |
The 2026 property tax bill for 116 Windswept Dr E was $5,408, up 112.7% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,408.00 (+112.75%) | ||
| 2025 | $2,542.00 | $108,000 Land $17,200 Building $90,800 | $317,647 Land $50,588 Building $267,059 |
| 2023 | $108,000 (-) Land $17,200 Building $90,800 | $251,163 (+16.28%) Land $40,000 Building $211,163 | |
| 2022 | $108,000 Land $17,200 Building $90,800 | $216,000 Land $34,400 Building $181,600 | |
| 2020 | $1,395.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Windswept Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Windswept Dr E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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