116 Winding Trl, Diamond (Coal City), IL 60416 Property Records

Grundy County property record for 116 Winding Trl, Diamond, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,205 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2023)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-356-003`

Property Details

APN / Parcel Number

Primary APN	`06-36-356-003`

Interior

Building Area	1,205 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	116 WINDING TRL
City	DIAMOND
State	IL
Zip	60416-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SUB PHASE 2 CONDOMINIUM UNIT 116 BLDG 17 SEC 36-33-8
Legal Range	08W
Legal Township	33N
Legal Section	36
Legal Subdivision	COUNTRY MEADOWS SUBDIVISION
Legal Phase	2
Legal Unit	116
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	5
Census Block	5026
Census Tract	700

Owner

116 Winding Trl is owned and occupied by two individuals who bought it in August 2023.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 WINDING TRL, DIAMOND, IL 60416-7093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 17, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 3, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	2023621049
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	0000621049
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	116 WINDING TRL, DIAMOND, IL 60416-7093
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636076
Date	Dec 23, 2025
Instrument	636076

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2055

Interest

Rate Type	Fixed Rate
Rate	7.54%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 17, 2023
Property Address	116 WINDING TRL, DIAMOND, IL 60416-7093
Document Number	0000621049
Map Reference	DOC 389221
Instrument Date	Aug 11, 2023
Instrument	621049
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 MEADOWLARK CIR, SANDWICH, IL 60548-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINDING TRL, DIAMOND, IL 60416-7093

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jul 3, 2018
Property Address	116 WINDING TRL, DIAMOND, IL 60416-7093
Document Number	0000578426
Instrument Date	Jun 28, 2018
Instrument	578426
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 WINDING TRL DIAMOND IL 604167093, DIAMOND, IL 60416-7093

Tax Assessment & Valuation

The 2025 property tax bill for 116 Winding Trl was $3,526 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Diamond Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00	$60,269 Land $6,008 Building $54,261	$180,807 Land $18,024 Building $162,783
2022	$2,204.00 Homeowner's exemption	$48,680 Land $4,852 Building $43,828	$146,040 Land $14,556 Building $131,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Winding Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Winding Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND serves 2,508 people · EPA ID IL0630250
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Winding Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures