116 Winding Rd, Irmo, SC 29063 Property Records

Richland County property record for 116 Winding Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,534 sqft · built 1984
Lot Size	1.07 acres (46,609 sqft)
Owner	Company Name on File
Last Sale	$445,000 (Apr 2013)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02304-01-22`

Property Details

APN / Parcel Number

Primary APN	`02304-01-22`
Alternative APNs	`R02304-01-22` `00012024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,534 sqft Heated Area
Gross Area	4,122 sqft
1st Floor Area	1,172 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Unfinished Basement	800 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	532 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00012024
Street Address	116 WINDING RD
City	IRMO
State	SC
Zip	29063-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	145.9X310.4X54.2X46.3X94.4X 255.9 #SU
Legal Subdivision	RONALD D FLOYD
Legal Lot Number	4
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1008
Census Tract	10310

Owner

116 Winding Rd is owned by a company that acquired it in April 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	116 WINDING RD, IRMO, SC 29063-9282
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
May 17, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Apr 8, 2022	Intrafamily Transfer, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HM MTG LLC
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2013 · Amount on File
Deed Sale	Apr 17, 2013 · Amount on File
Deed Document Number	201329632
Deed Book / Page	1852 / 2574
Last Transfer Date	Apr 7, 2022
Transfer Doc	0027332427
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026621589
Date	Sep 8, 2021
Book Page	2662/1589
Instrument	2021059792

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028360915
Date	May 17, 2023
Book Page	2836/915
Instrument	2023020365

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Apr 8, 2022
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Document Number	0027332427
Book / Page	2733 / 2427
Map Reference	MB Z PG 3017
Instrument Date	Apr 7, 2022
Instrument	2022020332
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	116 WINDING RD, IRMO, SC 29063-9282

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Document Number	2514/2073
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINDING RD IRMO SC 290639282, IRMO, SC 29063-9282

Mortgage

Document Number	2514/2073
Date	Aug 3, 2020
Book Page	002514/002073
Instrument	38623

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Document Number	2478/1189
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 WINDING RD IRMO SC 290639282, IRMO, SC 29063-9282

Mortgage

Document Number	2478/1189
Date	Mar 18, 2020
Book Page	002478/001189
Instrument	14699

Lender

Name	STRONG HM MTG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	116 WINDING RD, IRMO, SC 29063-9282
Document Number	2204/1873
Book / Page	002204 / 001873
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINDING RD IRMO SC 290639282, IRMO, SC 29063-9282

Mortgage

Document Number	2204/1873
Date	Apr 21, 2017
Book Page	002204/001873
Instrument	28383

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Winding Rd was $4,784.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00	$611,700 (-)	$1,061,600 (-) Land $295,800 Building $765,800
2024		$611,700 (+2,802.35%)	$1,061,600 (+101.48%) Land $295,800 Building $765,800
2023	$14,767.00	$21,076	$526,900
2021	$4,009.00	$21,080	$526,900 Land $261,800 Building $265,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Winding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Winding Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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