116 Wickham Ter, Winchester, VA 22602 Property Records

Frederick County property record for 116 Wickham Ter, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,864 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Mar 2026)
Tax Bill	$2,953 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65H1-2A-99`

Property Details

APN / Parcel Number

Primary APN	`65H1-2A-99`
Alternative APN	`8041301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,864 sqft Living Area
Gross Area	5,533 sqft
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	423 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8041301
Street Address	116 WICKHAM TER
City	WINCHESTER
State	VA
Zip	22602-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SOVEREIGN VILLAGE L99 S2A
Legal Subdivision	SOVEREIGN VILLAGE
Legal Lot Number	99
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2012
Census Tract	51104

Owner

116 Wickham Ter is owned and occupied by two individuals who bought it in March 2026.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 WICKHAM TER, WINCHESTER, VA 22602-6779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Aug 12, 2013 · Amount on File
Deed Document Number	20262877
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 27, 2026
Property Address	116 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000002877
Map Reference	DOC 30004670
Instrument Date	Mar 25, 2026
Instrument	260002877
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 WICKHAM TER, WINCHESTER, VA 22602-6779
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002878
Date	Mar 27, 2026
Instrument	260002878

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	116 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000012694
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	0000012694
Date	Dec 21, 2018
Instrument	12694

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 20, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 116 Wickham Ter was $2,953, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,953.00 (+10.39%)	$557,230 (-) Land $103,000 Building $454,230	$557,230 (-) Land $103,000 Building $454,230
2025	$2,675.00	$557,230 Land $103,000 Building $454,230	$557,230 Land $103,000 Building $454,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Wickham Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Wickham Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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