Iredell County property record for 116 Whispering Dr, Harmony, NC 28634
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1989 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Sep 2005) |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4863-50-2273.000 |
| Primary APN | 4863-50-2273.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Heated Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,404 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Width | 135 ft Width |
| Deck Area | 220 sqft |
| Patio Area | 130 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 77442178 |
|---|---|
| Street Address | 116 WHISPERING DR |
| City | HARMONY |
| State | NC |
| Zip | 28634-9343 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | L16-CHESHIRE RIDGE-PH3-PB31-137 |
| Legal Subdivision | CHESHIRE RIDGE |
| Legal Block | 50 |
| Legal Lot Number | 16 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 60801 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 WHISPERING DR, HARMONY, NC 28634-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Prior Sale | Jan 1, 1998 |
| Deed Book / Page | 1685 / 2372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 116 WHISPERING DR, HARMONY, NC 28634-9343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 28282345 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 2828/2345 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,620 (-) Land $20,000 Building $38,620 | $58,620 (-) Land $20,000 Building $38,620 | |
| 2025 | $405.00 | $58,620 (-) Land $20,000 Building $38,620 | $58,620 (-) Land $20,000 Building $38,620 |
| 2024 | $405.00 | $58,620 (-) Land $20,000 Building $38,620 | $58,620 (-) Land $20,000 Building $38,620 |
| 2023 | $405.00 (+74.57%) | $58,620 (+113.71%) Land $20,000 Building $38,620 | $58,620 (+113.71%) Land $20,000 Building $38,620 |
| 2022 | $232.00 | $27,430 Land $12,500 Building $14,930 | $27,430 Land $12,500 Building $14,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
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