116 Watson Ct, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 116 Watson Ct, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,600 sqft · built 1995
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2003)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125A-B-041.00-000`

Property Details

APN / Parcel Number

Primary APN	`125A-B-041.00-000`
Alternative APNs	`125A B 04100` `R0075170`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,420 sqft
Upper Floors Area	961 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	368 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	924 sqft

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0075170
Street Address	116 WATSON CT
City	MURFREESBORO
State	TN
Zip	37128-6866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 368.15 IRR
Legal Subdivision	SOUTHRIDGE SEC 3 PH 1
Legal Block	1
Legal Lot Number	150
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1017
Census Tract	40910

Owner

116 Watson Ct is owned and occupied by an individual who acquired it in October 2015.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	116 WATSON CT, MURFREESBORO, TN 37128-6866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2003 · Amount on File
Deed Sale	Aug 20, 2003 · Amount on File
Prior Sale	Aug 9, 2001 · Amount on File
Deed Book / Page	304 / 2190
Last Transfer Date	Oct 23, 2015
Transfer Doc	14462484
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	116 WATSON CT, MURFREESBORO, TN 37128-6866
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025993290
Date	Dec 15, 2025
Book Page	2599/3290
Instrument	2626540

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	116 WATSON CT, MURFREESBORO, TN 37128-6866
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19762907
Date	Oct 14, 2020
Book Page	1976/2907
Instrument	2310868

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jul 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	116 WATSON CT, MURFREESBORO, TN 37128-6866
Document Number	RB17203876
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 WATSON CT MURFREESBORO TN 371286866, MURFREESBORO, TN 37128-6866

Mortgage

Document Number	RB17203876
Date	Oct 22, 2018
Book Page	001720/003876
Instrument	2174254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 116 Watson Ct was $1,769.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,075 (+24.18%) Land $30,250 Building $86,825	$468,300 Land $121,000 Building $347,300
2025	$1,769.00	$94,275 Land $15,125 Building $79,150
2023	$1,769.00	$94,275 Land $15,125 Building $79,150	$377,100 (-) Land $60,500 Building $316,600
2022			$377,100 Land $60,500 Building $316,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Watson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Watson Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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