116 Watersedge Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 116 Watersedge Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,445 sqft · built 2007
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Sep 2022)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`987308795099`

Property Details

APN / Parcel Number

Primary APN	`987308795099`
Alternative APN	`030686000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,445 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,000 sqft (0.436 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	987308795099
Old Parcel Number	987308795099
Street Address	116 WATERSEDGE DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 27 BLK: SEC: A PL: C SL: 182D
Legal Subdivision	WATERSEDGE SUB
Legal Lot Number	27
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1015
Census Tract	970301

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Sep 1, 2022	Warranty Deed, Transfer
Sep 19, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Sep 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	0002641619
Deed Book / Page	2641 / 619
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044

Mortgage

Document Number	002656/769
Date	Dec 7, 2022
Book Page	2656/769
Instrument	700125070

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 1, 2022
Property Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044
Document Number	002641/619
Book / Page	2641 / 619
Map Reference	CAB C SL 131A
Instrument Date	Aug 16, 2022
Instrument	700122208
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 SEABROOK AVE, 1102, CARY, NC 27511-5721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002260/0000000027
Date	Sep 19, 2018
Book Page	0000002260/0000000027
Instrument	000700056731

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Sep 19, 2023
Index	5-Year CMT

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 19, 2018
Property Address	116 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044
Document Number	2260/25
Book / Page	2260 / 25
Instrument Date	Sep 11, 2018
Instrument	000700056730
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WARERSEDGE DR, KILL DEVIL HILLS, NC 27948-8044

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+16.01%)	$680,500 (+66.42%) Land $201,100 Building $479,400
2023	$2,555.00	$408,900 Land $89,400 Building $319,500
2020			$680,500 Land $201,100 Building $479,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 366 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	53 (1996–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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