Providence City property record for 116 Waterman St, Providence, RI 02906
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 20 bd · 8 ba · 27,840 sqft · built 2024 |
| Lot Size | 0.139 acres (6,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,487,300 (Aug 2020) |
| Tax Bill | $118,152 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Jan 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:12 L:180 |
| Primary APN | PROV M:12 L:180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 20 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 80 Rooms |
| Units | 35 Units |
| Stories | 3 Stories |
| Building Area | 27,840 sqft Total Area |
| 1st Floor Area | 5,568 sqft |
| Basement Area | 5,568 sqft |
| Unfinished Basement | 1,404 sqft |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,070 sqft (0.139 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 46333 |
|---|---|
| Street Address | 116 WATERMAN ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02906-1136 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C-2 |
| Legal Lot Number | 492 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3601 |
116 Waterman St, a commercial property, is owned by an individual who acquired it in September 2023.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WOODLAND TER, PROVIDENCE, RI 02906-5808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Jan 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| Oct 21, 2025 | Deed of Trust, Mortgage BAYCOAST BANK |
| Sep 21, 2023 | Warranty Deed, Transfer |
| Aug 14, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Prior Sale | Sep 15, 2016 · Amount on File |
| Deed Document Number | 2020262347 |
| Deed Book / Page | 12805 / 264 |
| Last Transfer Date | Sep 7, 2023 |
| Transfer Doc | 013969-235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 116 WATERMAN ST, PROVIDENCE, RI 02906-1136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 013905-123 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 13905/123 |
| Instrument | 2023349064 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 116 WATERMAN ST, PROVIDENCE, RI 02906-1136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 014044-316 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 14044/316 |
| Instrument | 2024360480 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 116 WATERMAN ST, PROVIDENCE, RI 02906-1136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014557-21 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 14557/21 |
| Instrument | 2025402523 |
| Name | BAYCOAST BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Sep 21, 2023 |
| Property Address | 116 WATERMAN ST, PROVIDENCE, RI 02906-1136 |
| Document Number | 013969-235 |
| Book / Page | 13969 / 235 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023354181 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WOODLAND TER, PROVIDENCE, RI 02906-5808 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Aug 14, 2020 |
| Property Address | 116 WATERMAN ST, PROVIDENCE, RI 02906-1136 |
| Document Number | 12805-264 |
| Book / Page | 012805 / 000264 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 262347 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,487.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WOODLAND TER PROVIDENCE RI 029065808, PROVIDENCE, RI 02906-5808 |
The 2025 property tax bill for 116 Waterman St was $118,152.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,152.00 | $8,092,600 Land $574,100 Building $7,518,500 | $1,646,918 |
| 2023 | $20,989.00 (+3.09%) | $1,143,800 (-) Land $440,000 Building $703,800 | |
| 2022 | $20,360.00 | $1,143,800 Land $440,000 Building $703,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Waterman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 116 Waterman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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