116 W Ray St, Indianapolis, IN 46225 Property Records

Marion County property record for 116 W Ray St, Indianapolis, IN 46225

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on Record
Last Sale	$20,350 (Dec 2022)
Tax Bill	$105 (2024)
Deeds & Mortgages	Dec 2022 Sale Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-11-119-084.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-11-119-084.000-101`
Alternative APN	`1092080`

Exterior

Lot Area	1,220 sqft (0.028 acres)
Lot Dimensions	42 ft deep x 29 ft wide

Location & Zoning

Street Address	116 W RAY ST
City	INDIANAPOLIS
State	IN
Zip	46225
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	ZO01
Legal Description	MC CARTYS SUB 29FT E END L107 EAST PART OL120
Legal Subdivision	MC CARTYS SUB 29FT E END
Legal Lot Number	107
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1140
Census Tract	391001

Owner

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2022	Intrafamily Transfer, Transfer
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2017	Deed with Mortgage, Transfer JOYCE C MCDONALD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	2022135080
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000135079
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Dec 27, 2022
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Document Number	0000135080
Instrument Date	Dec 1, 2022
Instrument	A202200135080
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Dec 27, 2022
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Document Number	0000135077
Instrument Date	Dec 1, 2022
Instrument	A202200135077
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Dec 27, 2022
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Document Number	0000135076
Instrument Date	Nov 30, 2022
Instrument	A202200135076
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Dec 27, 2022
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Document Number	0000135079
Instrument Date	Nov 30, 2022
Instrument	A202200135079
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Dec 27, 2022
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Document Number	0000135078
Instrument Date	Nov 28, 2022
Instrument	A202200135078
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5536 SAINT ELIZABETH CT, CLARKSTON, MI 48348-4835

September 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MARION IN
Recording Date	Sep 5, 2017
Property Address	116 W RAY ST, INDIANAPOLIS, IN 46225
Instrument Date	Aug 7, 2017
Instrument	99604
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 W RAY ST INDIANAPOLIS IN 46225, INDIANAPOLIS, IN 46225

Mortgage

Document Number	0000099604
Date	Sep 5, 2017
Instrument	99604

Lender

Name	JOYCE C MCDONALD
Address	10002 E WASHINGTON ST, INDIANAPOLIS, IN 46229-2624
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 4, 2024

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,800 (-) Land $3,800	$3,800 (-) Land $3,800
2024	$105.00
2023	$105.00 (-45.31%)	$3,800 (-42.42%) Land $3,800	$3,800 (-42.42%) Land $3,800
2022	$192.00 (+7.87%)	$6,600 Land $6,600	$6,600 Land $6,600
2021	$178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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