116 W North St, Delphi, IN 46923 Property Records

Carroll County property record for 116 W North St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,952 sqft · built 1897
Lot Size	0.237 acres (10,323 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-008.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-008.000-007`
Alternative APNs	`00585786922` `0173100800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,952 sqft Living Area
1st Floor Area	3,876 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,323 sqft (0.237 acres)
Lot Dimensions	172 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00585786922
Street Address	116 W NORTH ST
City	DELPHI
State	IN
Zip	46923-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31008-00 SOUTH DELPHI OP W 60' LOT 4
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	4
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3022
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 W North St is owned and occupied by two individuals who acquired it in April 2026.

Source: Carroll County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 W NORTH ST, DELPHI, IN 46923-1713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer COLUMBIA TITLE
Apr 20, 2026	Warranty Deed, Transfer COLUMBIA TITLE
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PURDUE FEDERAL CU
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Jan 31, 2019	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026
Deed Sale	Apr 20, 2026
Prior Sale	Jan 31, 2019 · Amount on File
Deed Document Number	20261056
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Apr 20, 2026
Property Address	116 W NORTH ST, DELPHI, IN 46923-1713
Document Number	0000001056
Instrument Date	Apr 14, 2026
Instrument	2026.1056
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 W NORTH ST, DELPHI, IN 46923-1713

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Apr 20, 2026
Property Address	116 W NORTH ST, DELPHI, IN 46923-1713
Document Number	2026001056
Instrument Date	Apr 14, 2026
Instrument	20261056
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 W NORTH ST, DELPHI, IN 46923-1713

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	116 W NORTH ST, DELPHI, IN 46923-1713
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000806
Date	Mar 30, 2023
Instrument	2023000806

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union
Address	WEST LAFAYETTE, IN 47906

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 25, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	116 W NORTH ST, DELPHI, IN 46923-1713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003841
Date	Dec 26, 2019
Instrument	2019003841

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Jan 31, 2019
Property Address	116 W NORTH ST, DELPHI, IN 46923-1713
Document Number	2019000342
Instrument Date	Jan 18, 2019
Instrument	2019000342
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 W NORTH ST, DELPHI, IN 46923-1713

Mortgage

Document Number	2019000343
Date	Jan 31, 2019
Instrument	2019000343

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 116 W North St was $3,022 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00 (+4.97%) Homeowner's exemption	$332,200 Land $18,000 Building $314,200	$332,200 Land $18,000 Building $314,200
2024	$2,879.00
2023		$249,400 (+10.7%) Land $18,000 Building $231,400	$249,400 (+10.7%) Land $18,000 Building $231,400
2022	$2,307.00 Homeowner's exemption	$225,300 Land $16,400 Building $208,900	$225,300 Land $16,400 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 W North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 W North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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