Benton County property record for 116 W Main St, Garrison, IA 52229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,160 sqft · built 1911 |
| Lot Size | 0.131 acres (5,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,028 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07010050 |
| Primary APN | 07010050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Basement Area | 2,160 sqft |
| Unfinished Basement | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 5,720 sqft (0.131 acres) |
| Lot Dimensions | 130 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 2,232 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 W MAIN ST |
|---|---|
| City | GARRISON |
| State | IA |
| Zip | 52229-7600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRISON LOTS 10 & 11 BLK 4 |
| Legal Subdivision | GARRISON |
| Legal Block | 4 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 960200 |
116 W Main St is owned and occupied by two individuals who acquired it in November 2021.
Source: Benton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 W MAIN ST, GARRISON, IA 52229-7600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK |
| Dec 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FARMERS SAVINGS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2021 |
| Transfer Doc | 0000006204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 116 W MAIN ST, GARRISON, IA 52229-7600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000192618 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 19-2618 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2020 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Dec 2, 2021 |
| Property Address | 116 W MAIN ST, GARRISON, IA 52229-7600 |
| Document Number | 0000216204 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 21-6204 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 W MAIN ST, GARRISON, IA 52229-7600 |
| Document Number | 0000216205 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 21-6205 |
| Name | FARMERS SAVINGS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 116 W Main St was $1,028, down 0.6% from the year before.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Garrison City |
| Unified School District | Vinton-Shellsburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028.00 (-0.58%) | $60,800 (-) Land $3,700 Building $57,100 | $60,800 (-) Land $3,700 Building $57,100 |
| 2025 | $1,034.00 | $60,800 Land $3,700 Building $57,100 | $60,800 Land $3,700 Building $57,100 |
| 2024 | $1,034.00 | ||
| 2023 | $54,200 (+14.59%) Land $3,300 Building $50,900 | $54,200 Land $3,300 Building $50,900 | |
| 2022 | $988.00 | $47,300 Land $2,600 Building $44,700 | |
| 2021 | $47,300 Land $2,600 Building $44,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON WATER SUPPLY serves 344 people · EPA ID IA0625078 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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