116 W Gale St, Edenton, NC 27932 Property Records

Chowan County property record for 116 W Gale St, Edenton, NC 27932

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,348 sqft · built 1946
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$528,000 (Jan 2026)
Tax Bill$4,548 (2026)
Deeds & MortgagesJan 2026 Sale
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN780519603111

Property Details

APN / Parcel Number

Primary APN780519603111
Alternative APNs
  • 47235
  • 51349
  • 52104

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,420 sqft Living Area
Gross Area2,645 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number52104
Street Address116 W GALE ST
CityEDENTON
StateNC
Zip27932-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description116 W GALE ST
Legal SubdivisionTOWN-01
JurisdictionCHOWAN NC
Township / Civil Division1, EDENTON
Census Block Group2
Census Block2006
Census Tract930101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Edenton Historic District
listed 1973 · 21 contributing resources · NRIS 73001316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chowan County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 833, BURNSVILLE, NC 28714-0833
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed, Transfer
Mar 6, 2024Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2026 · Amount on Record
Deed SaleJan 13, 2026 · Amount on Record
Prior SaleMar 6, 2024 · Amount on Record
Deed Document Number2026431086
Deed Book / Page602 / 424
Prior Transfer DateOct 26, 1998
Prior Transfer Doc0246000784
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHOWAN NC
Recording DateJan 13, 2026
Property Address116 W GALE ST, EDENTON, NC 27932-1816
Document Number000602/424
Book / Page602 / 424
Instrument DateJan 9, 2026
Instrument431086
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address712 AZALEA CIR, VALDOSTA, GA 31602-2302

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 833, BURNSVILLE, NC 28714-0833

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHOWAN NC
Recording DateMar 6, 2024
Property Address116 W GALE ST, EDENTON, NC 27932-1816
Document Number000579/281
Book / Page579 / 281
Instrument DateMar 1, 2024
Instrument427066
Transaction TypeTransfer
Record UpdatedMar 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1107 LAKE POINT LN, SUFFOLK, VA 23434-6211

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 W GALE ST, EDENTON, NC 27932-1816

Mortgage

Document Number0000427067
DateMar 6, 2024
Instrument427067
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChowan County
MunicipalityEdenton Town
Unified School DistrictEdenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,548.00 (+12.74%)$379,076 (+8.04%) Land $33,500 Building $345,576$379,076 (+8.04%) Land $33,500 Building $345,576
2025$4,034.00 (+7.75%)$350,857 (+2.59%) Land $33,500 Building $317,357$350,857 (+2.59%) Land $33,500 Building $317,357
2023$3,744.00$341,987 Land $33,500 Building $308,487$341,987 Land $33,500 Building $308,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies91 units insured
incl. 32 condo units
Nearby Flood Claims98 (1982–2024)
Claims Outside the SFHA6 of 98
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Irene, Aug 2011 · 24 claims
  • Hurricane Isabel, Sep 2003 · 51 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF EDENTON
serves 5,500 people · EPA ID NC0421010
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fybe
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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