Genesee County property record for 116 W 4th St, Davison, MI 48423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1942 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Oct 2025) |
| Tax Bill | $2,059 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-09-528-006 |
| Primary APN | 52-09-528-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 116 W 4TH ST |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 50 FT OF LOT 7 BLK A MAP OF THE VILLAGE OF DAVISON |
| Legal Subdivision | MAP OF THE VILLAGE OF DAVISON |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | DAVISON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11710 |
116 W 4th St is owned and occupied by an individual who bought it in October 2025.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 N CONKLIN RD, LAKE ORION, MI 48362-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage LEGACY MORTGAGE |
| Oct 30, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Mar 24, 2006 · Amount on File |
| Deed Document Number | 202519856 |
| Prior Transfer Date | May 11, 2005 |
| Prior Transfer Doc | 0000056216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 116 W 4TH ST, DAVISON, MI 48423-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 W 4TH ST, DAVISON, MI 48423-1302 |
| Document Number | 0000000024 |
|---|---|
| Date | Jan 2, 2025 |
| Instrument | 202501020000024 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND BLANC, MI 48439 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 116 W 4TH ST, DAVISON, MI 48423-1302 |
| Document Number | 0000019856 |
| Map Reference | MB 14 PG 42 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 202510300019856 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 W 4TH ST, DAVISON, MI 48423-1302 |
| Name | Verified Name |
|---|---|
| Address | 24 N CONKLIN RD, LAKE ORION, MI 48362-1900 |
| Document Number | 0000019926 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 202510300019926 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 116 W 4th St was $2,059 with a homeowner's exemption, up 2.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Davison City |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,600 (+31.25%) Land $7,100 Building $68,500 | $151,200 (+31.25%) Land $14,200 Building $137,000 | |
| 2025 | $2,059.00 (+2.23%) Homeowner's exemption | $57,600 | $115,200 |
| 2024 | $2,014.00 | ||
| 2023 | $50,300 | $100,600 | |
| 2021 | $637.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1985 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 116 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAVISON serves 5,000 people · EPA ID MI0001720 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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