116 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 116 Universal Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1983
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Oct 2026 Transfer Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`427845C256`

Property Details

APN / Parcel Number

Primary APN	`427845C256`
Alternative APN	`3-0153-5585-00-0251.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C256
Street Address	116 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #3 LOT 251
Legal Subdivision	CRESCENT HILLS #3
Legal Lot Number	251
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1003
Census Tract	311294

Owner

116 Universal Dr is owned by a company that acquired it in October 2026.

Source: St. Charles County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	119 S MAIN ST, SAINT CHARLES, MO 63301-2802
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Jun 7, 2018	Deed of Trust, Mortgage HOOPER JEFFREY R TRUST (RT)
Mar 1, 2018	Warranty Deed, Transfer HOOPER JEFFREY R TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026
Deed Sale	Oct 6, 2026
Prior Sale	Sep 2, 2026 · Amount on File
Deed Document Number	202647554
Prior Transfer Date	Sep 30, 2026
Prior Transfer Doc	0000047554
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 6, 2026
Property Address	116 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000047554
Instrument Date	Sep 30, 2026
Instrument	202647554
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	119 S MAIN ST, SAINT CHARLES, MO 63301-2802

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 2, 2026
Property Address	116 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000042116
Instrument Date	Aug 10, 2026
Instrument	202642116
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MEMSIE DR, O FALLON, MO 63368-2307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042117,
Date	Sep 2, 2026
Instrument	202642117

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	116 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069282102
Date	Jun 4, 2018
Book Page	6928/2102
Instrument	20180604000309480

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	116 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0069330703
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 S MAIN ST ST CHARLES MO 633012802, ST CHARLES, MO 63301-2802

Mortgage

Document Number	0069330703
Date	Jun 13, 2018
Book Page	006933/000703
Instrument	329220

Lender

Name	HOOPER JEFFREY R TRUST (RT)
Address	2506 MISCINDY PL, ORLANDO, FL 32806-7315

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 1, 2018
Property Address	116 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0068850079
Book / Page	006885 / 000079
Instrument Date	Feb 23, 2018
Instrument	108110
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 S MAIN ST ST CHARLES MO 633012802, ST CHARLES, MO 63301-2802

Mortgage

Document Number	68850081
Date	Mar 1, 2018
Book Page	006885/000081
Instrument	108120

Lender

Name	HOOPER JEFFREY R TRUST (PT)
Address	2506 MISCINDY PL, ORLANDO, FL 32806-7315

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 116 Universal Dr was $2,891, down 0.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,358 (-)	$222,937 (-) Land $45,000 Building $177,937
2025	$2,891.00 (-0.52%)	$42,358	$222,937 Land $45,000 Building $177,937
2024	$2,906.00
2023		$41,463
2022			$218,224 Land $45,000 Building $173,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Universal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Universal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

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