116 Troy Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 116 Troy Ave, Lubbock, TX 79416

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,472 sqft · built 1982
Lot Size0.096 acres (4,218 sqft)
OwnerIndividual Name on Record
Tax Bill$1,760 (2025)
Deeds & MortgagesMar 2025 Sale
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR112910

Property Details

APN / Parcel Number

Primary APNR112910

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,472 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialBuilt-Up Asphalt
Lot Area4,218 sqft (0.096 acres)
Lot Dimensions114 ft deep x 37 ft wide
Garage Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 TROY AVE
CityLUBBOCK
StateTX
Zip79416-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionWHISPERWOOD L 98-A-1
Legal SubdivisionWHISPERWOOD
Legal Lot Number980
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1023
Census Tract411

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 TROY AVE, LUBBOCK, TX 79416-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Warranty Deed, Transfer
TITLE ONE
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASPIRE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025
Deed SaleMar 12, 2025
Prior SaleFeb 21, 2013
Deed Document Number2025009029
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateMar 12, 2025
Property Address116 TROY AVE, LUBBOCK, TX 79416-3108
Document Number0000009029
Map ReferenceVOL 1794 PG 861
Instrument DateMar 11, 2025
Instrument2025009029
Transaction TypeTransfer
Record UpdatedOct 6, 2025
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 TROY AVE, LUBBOCK, TX 79416-3108

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address116 TROY AVE, LUBBOCK, TX 79416-3108
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046672
DateSep 9, 2021
Instrument2021046672
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,760.00 (-48.58%) Homeowner's exemption$195,473 (+4.07%) Land $25,000 Building $170,473$195,473 (+4.07%) Land $25,000 Building $170,473
2024$3,423.00 (-1.95%)
2023$3,491.00 (+15.06%)$187,822 Land $11,100 Building $176,722$187,822 Land $11,100 Building $176,722
2022$3,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

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