116 Sylvan Dr, Independence, KY 41051 Property Records

Kenton County property record for 116 Sylvan Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 910 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (May 2020)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-30-02-092.00`

Property Details

APN / Parcel Number

Primary APN	`032-30-02-092.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	910 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	116 SYLVAN DR
City	INDEPENDENCE
State	KY
Zip	41051-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODDALE LOT 25 SEC 11 0.23 ACS NES SYLVAN DR
Legal Subdivision	WOODDALE
Legal Phase	11
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 SYLVAN DR, INDEPENDENCE, KY 41051-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Oct 25, 1999 · Amount on Record
Deed Document Number	20205900085
Deed Book / Page	19 / 625
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0000000085
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 5, 2020
Property Address	116 SYLVAN DR, INDEPENDENCE, KY 41051-9262
Document Number	0000000085
Book / Page	000019 / 000625
Instrument Date	Apr 30, 2020
Instrument	85
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SLVAN DR INDEENDENCE KY 41 INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number	86
Date	May 5, 2020
Book Page	000M40/000737
Instrument	86

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	116 SYLVAN DR, INDEPENDENCE, KY 41051-9262
Document Number	0000000086
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SYLVAN DR INDEPENDENCE KY 410519262, INDEPENDENCE, KY 41051-9262

Mortgage

Document Number	0000000086
Date	May 5, 2020
Book Page	000M40/000737
Instrument	86

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	116 SYLVAN DR, INDEPENDENCE, KY 41051-9262
Document Number	0000000282
Book / Page	0I3902 / 000083
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SYLVAN DR INDEPENDENCE KY 410519262, INDEPENDENCE, KY 41051-9262

Mortgage

Document Number	0000000282
Date	Feb 23, 2017
Book Page	0I3902/000083
Instrument	282

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	EDGEWOOD, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+13.3%)	$183,200 (+22.95%) Land $35,000 Building $148,200	$183,200 (+22.95%) Land $35,000 Building $148,200
2023	$1,880.00	$149,000 Land $30,000 Building $119,000	$149,000 Land $30,000 Building $119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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