116 Switch Rd, Hope Valley, RI 02832 Property Records

Richmond Town property record for 116 Switch Rd, Hope Valley, RI 02832

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,537 sqft · built 1960
Lot Size3.08 acres (134,165 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Nov 2005)
Tax Bill$6,461 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Sep 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN4-2976-11

Property Details

APN / Parcel Number

Primary APN4-2976-11
Alternative APN
  • RICH M:06A B:013 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,537 sqft Living Area
Gross Area4,905 sqft
Basement Area603 sqft
Finished Basement603 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area134,165 sqft (3.08 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4-2976-11
Street Address116 SWITCH RD
CityHOPE VALLEY
StateRI
Zip02832-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block13
JurisdictionRICHMOND RI
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3022
Census Tract50600

Owner

Source: Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 SWITCH RD, HOPE VALLEY, RI 02832-3303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES CREDIT UNION
Sep 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COASTAL ONE CREDIT UNION
Feb 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU
Jan 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Nov 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2005 · Amount on Record
Deed SaleNov 21, 2005 · Amount on Record
Deed Book / Page220 / 520
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Recording DateApr 21, 2026
Property Address116 SWITCH RD, HOPE VALLEY, RI 02832-3303
Document Number0000381-59
Book / Page381 / 59
Instrument DateApr 8, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SWITCH RD, HOPE VALLEY, RI 02832-3303

Mortgage

Document Number0381000059,
DateApr 21, 2026
Book Page381/59
Lender
NamePEOPLES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address116 SWITCH RD, RICHMOND, RI 02832-3303
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000360-734
DateSep 22, 2022
Book Page360/734
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2047

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address116 SWITCH RD, RICHMOND, RI 02832-3303
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000356-608
DateFeb 23, 2022
Book Page356/608
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueMar 1, 2031

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address116 SWITCH RD, RICHMOND, RI 02832-3303
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number333-853
DateJan 21, 2020
Book Page333/853
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address116 SWITCH RD, RICHMOND, RI 02832-3303
Document Number317-1
Book / Page000317 / 000001
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SWITCH RD RICHMOND RI 028323303, RICHMOND, RI 02832-3303

Mortgage

Document Number317-1
DateNov 16, 2017
Book Page000317/000001
Instrument48404
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 15, 2042

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionRichmond Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,461.00 (-0.6%)$440,400 (-) Land $138,200 Building $302,200$483,875
2023$6,500.00$440,400 Land $138,200 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2010)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 77% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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