116 Susannah Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 116 Susannah Ave, Bardstown, KY 40004

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,819 sqft · built 2006
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on File
Last Sale$116,000 (May 2022)
Tax Bill$1,055 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54S20-05-016

Property Details

APN / Parcel Number

Primary APN54S20-05-016
Alternative APNs
  • 84241
  • 77033

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,819 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
DrivewayConcrete Driveway
PorchSlab
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number77033
Street Address116 SUSANNAH AVE
CityBARDSTOWN
StateKY
Zip40004-7783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGE GROVE LT 490 PC10-94
Legal SubdivisionCOTTAGE GROVE
Legal Lot Number490
JurisdictionNELSON KY
Township / Civil DivisionBARDSTOWN
Census Block Group1
Census Block1013
Census Tract930304

Owner

116 Susannah Ave is owned by a company that bought it in May 2022.

Source: Nelson County records, as of August 26, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 576, BARDSTOWN, KY 40004-0576
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2022 · Amount on File
Deed SaleMay 6, 2022 · Amount on File
Prior SaleMar 15, 2022 · Amount on File
Deed Document Number20225516
Deed Book / Page581 / 472
Record UpdatedOct 29, 2026

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateSep 6, 2018
Property Address116 SUSANNAH AVE, BARDSTOWN, KY 40004-7783
Document NumberD541/731
Book / PageD541 / 731
Map ReferenceCAB10 SL94
Instrument DateSep 4, 2018
Instrument2018010968
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$366.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address874 FAIRVIEW RD, 874, CAMPBELLSVILLE, KY 42718-9492

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 GRANITE DR, BARDSTOWN, KY 40004-2013

Mortgage

Document Number2018010969
DateSep 6, 2018
Instrument2018010969
Lender
NameLINCOLN NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueSep 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 116 Susannah Ave was $1,055.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBardstown City
CountyNelson County
Unified School DistrictBardstown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,055.00$309,800 Building $309,800$309,800 Building $309,800
2023$1,087.00$309,800$309,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Susannah Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Susannah Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARDSTOWN MUNICIPAL WATER DEPT
serves 31,185 people · EPA ID KY0900017
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2018
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Bardstown Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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