Roane County property record for 116 Summit St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,692 sqft · built 1964 |
| Lot Size | 1.62 acres (70,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $888 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-0035.0000 |
| Primary APN | 08-1-0035.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 2,692 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 1,036 sqft |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 70,916 sqft (1.62 acres) |
| Lot Dimensions | 256 ft deep x 277 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 224 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85472401 |
|---|---|
| Street Address | 116 SUMMIT ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.42 SUR COLLEGE ADDN (SEE SURVEY 400/37) |
| Legal Subdivision | SUR COLLEGE ADD |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 963000 |
116 Summit St is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 SUMMIT ST, SPENCER, WV 25276-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Mar 29, 2023 |
| Property Address | 116 SUMMIT ST, SPENCER, WV 25276-1120 |
| Document Number | 000640/458 |
| Book / Page | 640 / 458 |
| Map Reference | DB 629 PG 368 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2186846 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,251.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 SUMMIT ST, SPENCER, WV 25276-1120 |
| Investor | Possibly a Property Investor |
| Document Number | 0002186847 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2186847 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2026 property tax bill for 116 Summit St was $888, up 3% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888.00 (+3.02%) | $79,740 (+4.4%) Land $15,180 Building $64,560 | $132,900 (+4.4%) Land $25,300 Building $107,600 |
| 2025 | $862.00 | $76,380 Land $15,180 Building $61,200 | $127,300 Land $25,300 Building $102,000 |
| 2023 | $1,475.00 (+100.41%) | $64,740 (+0.75%) Land $14,160 Building $50,580 | $107,900 (+0.75%) Land $23,600 Building $84,300 |
| 2022 | $736.00 | $64,260 Land $14,160 Building $50,100 | $107,100 Land $23,600 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures