116 Stream Xing, Cibolo, TX 78108 Property Records

Guadalupe County property record for 116 Stream Xing, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,343 sqft · built 2003
Lot Size	0.217 acres (9,457 sqft)
Owner	Individual Name on Record
Last Sale	$323,790 (Nov 2022)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3626100203600000`

Property Details

APN / Parcel Number

Primary APN	`1G3626100203600000`
Alternative APNs	`000000106171` `000000235253` `000000277413` `106171`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,343 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	994 sqft
2nd Floor Area	1,349 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,457 sqft (0.217 acres)
Lot Dimensions	122 ft deep x 60 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 STREAM XING
City	CIBOLO
State	TX
Zip	78108-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWBRIDGE #1 BLOCK 2 LOT 36 0.2171 AC
Legal Subdivision	WILLOWBRIDGE #1
Legal Tract	36
Legal Block	2
Legal Lot Number	36
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210711

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 STREAM XING, CIBOLO, TX 78108-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Vendor's Lien, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Jul 15, 2019	Deed of Trust, Mortgage LEGACY MUTUAL MTG
Jul 8, 2019	Quit Claim Deed, Mortgage LUIS M CAMPOS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	202234396
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0000032730
Record Updated	Sep 20, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 9, 2022
Property Address	116 STREAM XING, CIBOLO, TX 78108-3257
Document Number	0099034396
Map Reference	VOL 6 PG 403
Instrument Date	Nov 8, 2022
Instrument	202299034396
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STREAM XING, CIBOLO, TX 78108-3257

Mortgage

Document Number	0099034397
Date	Nov 9, 2022
Instrument	202299034397

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	116 STREAM XING, CIBOLO, TX 78108-3257
Document Number	0000016732
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STREAM XING CIBOLO TX 781083257, CIBOLO, TX 78108-3257

Mortgage

Document Number	0000016732
Date	Jul 26, 2019
Instrument	16732

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 8, 2019
Property Address	116 STREAM XING, CIBOLO, TX 78108-3257
Document Number	0000015085
Instrument Date	Jul 1, 2019
Instrument	15085
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	CAPITAL TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STREAM XING CIBOLO TX 781083257, CIBOLO, TX 78108-3257

Mortgage

Document Number	15086
Date	Jul 8, 2019
Instrument	15086

Lender

Name	LUIS M CAMPOS
Address	4807 CASTLE ARMS, SAN ANTONIO, TX 78218-4002
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,108 (+3.81%) Land $42,353 Building $249,755	$292,108 (+3.81%) Land $42,353 Building $249,755
2025	$3,904.00 (-18.28%) Homeowner's exemption	$281,391 (-5.7%) Land $41,022 Building $240,369	$281,391 (-5.7%) Land $41,022 Building $240,369
2024	$4,777.00 (+3.67%)
2023	$4,608.00 (+2.01%) Homeowner's exemption	$298,396 Land $44,585 Building $253,811	$298,396 Land $44,585 Building $253,811
2022	$4,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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