116 Stratford Ct, Naperville, IL 60540 Property Records

DuPage County property record for 116 Stratford Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,878 sqft · built 1978
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Jan 2024)
Tax Bill$11,136 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-14-418-012

Property Details

APN / Parcel Number

Primary APN07-14-418-012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,878 sqft Living Area
Gross Area3,046 sqft
1st Floor Area1,076 sqft
2nd Floor Area1,154 sqft
Basement Area816 sqft
Finished Basement648 sqft
Unfinished Basement168 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions15 ft deep x 9.2 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 STRATFORD CT
CityNAPERVILLE
StateIL
Zip60540-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PK UNIT 7
Legal SubdivisionWILL-O-WAY PK
Legal Lot Number488
Legal Unit7
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4012
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 STRATFORD CT, NAPERVILLE, IL 60540-4214
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Mar 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN HEARTLAND BANK & TRUST
Jun 4, 2020Quit Claim Deed, Transfer
BLM TITLE SERVICES INC, BLM TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2024 · Amount on Record
Deed SaleJan 25, 2024 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number20244365
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 25, 2024
Property Address116 STRATFORD CT, NAPERVILLE, IL 60540-4214
Document Number0000004365
Map ReferenceDOC R73-42263
Instrument DateJan 19, 2024
InstrumentR2024-004365
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address116 STRATFORD CT, NAPERVILLE, IL 60540-4214

Mortgage

Document Number0000004366
DateJan 25, 2024
InstrumentR2024-004366
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeFixed Rate
Rate5.87%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address116 STRATFORD CT, NAPERVILLE, IL 60540-4214
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 FORT HILL DR 144, 144, NAPERVILLE, IL 60540-3912

Mortgage

Document Number0000016450
DateMar 17, 2023
InstrumentR2023-016450
Lender
NameAMERICAN HEARTLAND BANK & TRUST
TypeBank
AddressSUGAR GROVE, IL 60554
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term31 Months
DueOct 9, 2025
Interest
Rate TypeFixed Rate
Rate4.25%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJun 4, 2020
Property Address116 STRATFORD CT, NAPERVILLE, IL 60540-4214
Document Number0000056850
Instrument DateApr 27, 2020
Instrument56850
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyBLM TITLE SERVICES INC, BLM TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address424 FORT HILL DR #144 NAPERVILLE IL 605403912, 144, NAPERVILLE, IL 60540-3912

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,136.00 (+11.42%)$198,993 (+28.64%) Land $72,682 Building $126,311$596,979 (+28.64%) Land $218,046 Building $378,933
2022$9,995.00$154,690 Land $56,100 Building $98,590$464,070 Land $168,300 Building $295,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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