116 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 116 Steeple Way, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,588 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$351,500 (Dec 2012)
Tax Bill	$13,548 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.19-3-35`

Property Details

APN / Parcel Number

Primary APN	`422800 58.19-3-35`
Alternative APN	`280005801900030350000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,588 sqft Living Area
1st Floor Area	1,166 sqft
2nd Floor Area	1,130 sqft
Upper Floors Area	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	187 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 STEEPLE WAY
City	SCHENECTADY
State	NY
Zip	12306-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS SUBDIVISION
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1025
Census Tract	33002

Owner

116 Steeple Way is owned and occupied by an individual who acquired it in October 2019.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	116 STEEPLE WAY, SCHENECTADY, NY 12306-2547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Nov 4, 2019	Quit Claim Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2012 · Amount on File
Deed Sale	Dec 20, 2012 · Amount on File
Deed Document Number	201255153
Deed Book / Page	1867 / 350
Last Transfer Date	Oct 29, 2019
Transfer Doc	0000050246
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	116 STEEPLE WAY, SCHENECTADY, NY 12306-2547
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STEEPLE WAY, ROTTERDAM, NY 12306-2547

Mortgage

Document Number	0000010164
Date	Mar 12, 2021
Book Page	5078/131
Instrument	202110164

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 4, 2019
Property Address	116 STEEPLE WAY, SCHENECTADY, NY 12306-2547
Document Number	0000050246
Book / Page	002023 / 000524
Instrument Date	Oct 29, 2019
Instrument	50246
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STEEPLE WAY SCHENECTADY NY 123062547, SCHENECTADY, NY 12306-2547

Mortgage

Document Number	268
Date	Nov 4, 2019
Book Page	004964/000303
Instrument	268

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 116 Steeple Way was $13,548, down 7.4% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,548.00 (-7.37%)
2025	$14,626.00	$364,500 Land $26,000 Building $338,500	$560,800 Land $40,002 Building $520,798
2023		$364,500 Land $26,000 Building $338,500	$479,600 Land $34,210 Building $445,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Steeple Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Steeple Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steeple Way

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