Warren County property record for 116 Steele Ave, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 1989 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (Apr 2019) |
| Tax Bill | $1,707 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20/A7/15/2/1/B2 |
| Primary APN | 20/A7/15/2/1/B2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,833 sqft (0.088 acres) |
| Terrain | Steep |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26222 |
|---|---|
| Old Parcel Number | 20A715 2 1B2 |
| Street Address | 116 STEELE AVE |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L1B2 B2 STEELE SUB {RESUB OF L1B & 2B} |
| Legal Subdivision | STEELE SUB |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20500 |
116 Steele Ave is owned and occupied by an individual who bought it in April 2019.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 STEELE AVE, FRONT ROYAL, VA 22630-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 1, 2019 | Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on File |
| Deed Sale | Apr 1, 2019 · Amount on File |
| Deed Document Number | 20191354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | May 29, 2026 |
| Property Address | 116 STEELE AVE, FRONT ROYAL, VA 22630-2224 |
| Document Number | 0000002604 |
| Instrument Date | May 22, 2026 |
| Instrument | 20262604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 STEELE AVE, FRONT ROYAL, VA 22630-2224 |
| Document Number | 0000002604, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262604 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Apr 1, 2019 |
| Property Address | 116 STEELE AVE, FRONT ROYAL, VA 22630-2224 |
| Document Number | 190001354 |
| Map Reference | DD 285 PG 517 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 190001354 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | CLEAR TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 STEELE AVE, FRONT ROYAL, VA 22630-2224 |
| Document Number | 190001355 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 190001355 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 116 Steele Ave was $1,707, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,707.00 (+18.79%) | $300,104 (-) Land $38,900 Building $261,204 | |
| 2025 | $1,437.00 (+38.31%) | $300,104 (+41.49%) Land $38,900 Building $261,204 | $300,104 (+41.49%) Land $38,900 Building $261,204 |
| 2024 | $1,039.00 | $212,100 (-) Land $23,000 Building $189,100 | $212,100 (-) Land $23,000 Building $189,100 |
| 2023 | $212,100 Land $23,000 Building $189,100 | $212,100 Land $23,000 Building $189,100 | |
| 2022 | $1,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Steele Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (1984–2011) |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Steele Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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