Middlesex County and Watertown City property record for 116 Spruce St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1952 |
| Lot Size | 0.137 acres (5,981 sqft) |
| Owner | Trust Name on File |
| Last Sale | $195,500 (Feb 1988) |
| Tax Bill | $9,632 (2026) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 47920-14 |
| Primary APN | 47920-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,712 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,981 sqft (0.137 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 813 |
|---|---|
| Street Address | 116 SPRUCE ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Subdivision | RADCLIFF TERRACE |
| Legal Block | 37 |
| Legal Lot Number | 8 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 370401 |
116 Spruce St is owner-occupied and held in a trust since May 2020.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 116 SPRUCE ST, WATERTOWN, MA 02472-1992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 1988 · Amount on File |
| Deed Sale | Feb 18, 1988 · Amount on File |
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 74856-573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 10, 2020 |
| Property Address | 116 SPRUCE ST, WATERTOWN, MA 02472-1992 |
| Document Number | 74856-573 |
| Book / Page | 074856 / 000573 |
| Instrument Date | May 14, 2020 |
| Instrument | 89762 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 SPRUCE ST WATERTOWN MA 024721992, WATERTOWN, MA 02472-1992 |
The 2026 property tax bill for 116 Spruce St was $9,632, up 5.9% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,632.00 (+5.94%) | $789,500 (+1.43%) Land $530,500 Building $259,000 | $1,032,365 (-) |
| 2025 | $9,092.00 (+14.74%) | $778,400 (+14.93%) Land $530,500 Building $247,900 | $1,032,365 (+29.43%) |
| 2024 | $7,924.00 (-10.31%) | $677,300 (+4.1%) Land $501,800 Building $175,500 | $797,620 |
| 2023 | $8,835.00 | $650,600 Land $480,000 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 116 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
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