116 Spring St, Red Bud, IL 62278 Property Records

Randolph County property record for 116 Spring St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2008)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-064-012-00`

Property Details

APN / Parcel Number

Primary APN	`13-064-012-00`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	116 SPRING ST
City	RED BUD
State	IL
Zip	62278-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	628/497 2008R04156 LOT 1 & LOT 4 BLK 8 CROZIERS GUARDIAN ADDITION
Legal Subdivision	CROZIERS GUARDIAN ADDITION
Legal Block	8
Legal Lot Number	1,4
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2022
Census Tract	950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Red Bud Historic District listed 1979 · 113 contributing resources · NRIS 79000865

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 Spring St is owned and occupied by an individual who bought it in September 2008.

Source: Randolph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	116 SPRING ST, RED BUD, IL 62278-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2008 · Amount on File
Deed Sale	Sep 4, 2008 · Amount on File
Deed Document Number	20084156
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Recording Date	May 12, 2026
Property Address	116 SPRING ST, RED BUD, IL 62278-1121
Document Number	0000001421
Instrument Date	May 4, 2026
Instrument	20261421
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPRING ST, RED BUD, IL 62278-1121

Mortgage

Document Number	0000001421,
Date	May 12, 2026
Instrument	20261421

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	116 SPRING ST, RED BUD, IL 62278-1121
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00386
Date	Feb 5, 2018
Instrument	2018R00386

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	116 SPRING ST, RED BUD, IL 62278-1121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00385
Date	Feb 5, 2018
Instrument	2018R00385

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Spring St was $4,300 with a homeowner's exemption, up 5.8% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+5.83%) Homeowner's exemption	$77,940 (+5.36%) Land $12,320 Building $65,620	$233,820 (+5.36%) Land $36,960 Building $196,860
2024	$4,063.00 Homeowner's exemption Additional exemption filed	$73,975 Land $11,560 Building $62,415	$221,925 Land $34,680 Building $187,245
2022	$3,457.00 Homeowner's exemption Additional exemption filed	$63,840 Land $10,090 Building $53,750	$191,520 Land $30,270 Building $161,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 116 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, ClearWave.

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