116 Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 116 Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,842 sqft · built 1964
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$458,000 (Nov 2020)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00826074`

Property Details

APN / Parcel Number

Primary APN	`09-00826074`
Alternative APN	`00826074`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,042 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	320 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00826074
Street Address	116 SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BROWNS ADD TO GAITHERSBURG
Legal Subdivision	BROWNS ADD GAITHERSBURG
Legal Block	5
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1017
Census Tract	700731

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 SPRING ST, GAITHERSBURG, MD 20877-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS INC
Jun 5, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jan 2, 2014 · Amount on Record
Deed Book / Page	61143 / 413
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0331260699
Record Updated	Sep 20, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 20, 2020
Property Address	116 SPRING ST, GAITHERSBURG, MD 20877-1922
Document Number	0611430413
Book / Page	61143 / 413
Map Reference	MB 33 PL 2205
Instrument Date	Nov 3, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,725.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 SPRING ST, GAITHERSBURG, MD 20877-1922

Mortgage

Document Number	0061143421
Date	Nov 20, 2020
Instrument	61143/421

Lender

Name	MORTGAGE ONE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	116 SPRING ST, GAITHERSBURG, MD 20877-1922
Document Number	0545690128
Book / Page	054569 / 000128
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPRING ST GAITHERSBURG MD 208771922, GAITHERSBURG, MD 20877-1922

Mortgage

Document Number	0545690128
Date	Jul 7, 2017
Book Page	054569/000128

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,300 (+6.84%) Land $160,500 Building $370,800	$531,300 (-) Land $160,500 Building $370,800
2025	$6,168.00 (-3.05%)	$497,267 (+15.86%)	$531,300 (+23.79%) Land $160,500 Building $370,800
2024	$6,362.00 (+44%)
2023		$429,200 Land $160,500 Building $268,700	$429,200 Land $160,500 Building $268,700
2022	$4,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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