116 Spring Lake Dr, Waco, TX 76705 Property Records

McLennan County property record for 116 Spring Lake Dr, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 1981
Lot Size1.68 acres (73,616 sqft)
Owner2 Individual Names on Record
Last Sale$154,400 (Mar 2012)
Tax Bill$3,074 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone A (high risk)
APN20-032400-006800-7

Property Details

APN / Parcel Number

Primary APN20-032400-006800-7
Alternative APNs
  • 2003240000680070111
  • 114465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,996 sqft Living Area
Gross Area2,458 sqft
1st Floor Area1,996 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area73,616 sqft
Lot Dimensions468 ft deep x 172 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area314 sqft
Deck Area720 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 SPRING LAKE DR
CityWACO
StateTX
Zip76705-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEATON A P TRACT 1-11D ACRES 1.69
Legal SubdivisionEATON A P
Legal Tract1 thru 11
Legal Lot Number1-11D
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3004
Census Tract3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 SPRING LAKE DR, WACO, TX 76705-1026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2012 · Amount on Record
Deed SaleMar 9, 2012 · Amount on Record
Prior SaleJul 7, 2011
Deed Document Number20126934
Prior Transfer DateJan 10, 2008
Prior Transfer Doc0000001030
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address116 SPRING LAKE DR, WACO, TX 76705-1026
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027379
DateAug 21, 2017
Instrument2017027379
Lender
NameGENCO FCU
TypeCredit Union
AddressWACO, TX 76714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 11, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,695 (+1%)$321,038 (+13.66%) Land $78,770 Building $242,268
2025$3,074.00 (-16.47%) Homeowner's exemption Senior Citizen's exemption$282,450 (-19.78%) Land $72,140 Building $210,310$282,450 (-19.78%) Land $72,140 Building $210,310
2024$3,680.00 (+20.97%)
2023$352,090 Land $72,140 Building $279,950$352,090 Land $72,140 Building $279,950
2022$3,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1995–2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Central Link Broadband, T-Mobile.

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