Lexington County property record for 116 Spinnaker Pointe Dr, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,293 sqft · built 1999 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $755,000 (Nov 2020) |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001620-03-016 |
| Primary APN | 001620-03-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,293 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 19,602 sqft (0.45 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 SPINNAKER POINTE DR |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-7619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | SPINNAKER POINTE PH I LOT 4 |
| Legal Subdivision | SPINNAKER POINTE |
| Legal Lot Number | 4 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21205 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 SPINNAKER POINTE DR, CHAPIN, SC 29036-7619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Apr 8, 1998 · Amount on Record |
| Deed Document Number | 202054520 |
| Deed Book / Page | 20906 / 5695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 23, 2020 |
| Property Address | 116 SPINNAKER POINTE DR, CHAPIN, SC 29036-7619 |
| Document Number | 2090605695 |
| Book / Page | 20906 / 5695 |
| Map Reference | SL 311 PL 4 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020054520 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 116 SPINNAKER POINTE DR, CHAPIN, SC 29036-7619 |
| Document Number | 2020054521 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020054521 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,606.00 (+8.94%) | ||
| 2024 | $4,228.00 (+0.91%) | $30,199 (-) Land $14,400 Building $15,799 | $755,000 (-) Land $360,000 Building $395,000 |
| 2023 | $4,190.00 | $30,199 Land $14,400 Building $15,799 | $755,000 Land $360,000 Building $395,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2006–2026) |
| Most Recent Claim | May 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL PINES private · serves 69 people · EPA ID SC3250065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | CITY OF COLUMBIA |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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