Somerset County and Bernards Township property record for 116 Spencer Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,448 sqft · built 1950 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,529,000 (Mar 2024) |
| Tax Bill | $25,090 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01806-0000-00026 |
| Primary APN | 02-01806-0000-00026 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,448 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200098000000026 |
|---|---|
| Street Address | 116 SPENCER RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | BASKING RDG |
| Legal Block | 1806 |
| Legal Lot Number | 26 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 SPENCER RD, BASKING RIDGE, NJ 07920-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 26, 2023 | Deed, Construction Loan · Construction Mortgage BUTRICO LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on Record |
| Deed Sale | Mar 7, 2024 · Amount on Record |
| Prior Sale | Jun 26, 2023 · Amount on Record |
| Deed Document Number | 20245608 |
| Deed Book / Page | 7547 / 3501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 7, 2024 |
| Property Address | 116 SPENCER RD, BASKING RIDGE, NJ 07920-1849 |
| Document Number | 0000005608 |
| Book / Page | 7547 / 3501 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024005608 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,975.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 COLUMBIA RD, BASKING RIDGE, NJ 07920-1525 |
| Name | Verified Name |
|---|---|
| Address | 116 SPENCER RD, BASKING RIDGE, NJ 07920-1849 |
| Document Number | 0000005609 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024005609 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 26, 2023 |
| Property Address | 116 SPENCER RD, BASKING RIDGE, NJ 07920-1849 |
| Document Number | 0000015860 |
| Book / Page | 7511 / 1048 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023015860 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 POINT WEST DR, BLUFFTON, SC 29910-6255 |
| Name | Verified Name |
|---|---|
| Address | 26 COLUMBIA RD, BASKING RIDGE, NJ 07920 |
| Document Number | 0000015861 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023015861 |
| Name | BUTRICO LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,547,200 (+4.09%) Land $393,500 Building $1,153,700 | $1,547,200 (+4.09%) Land $393,500 Building $1,153,700 | |
| 2025 | $25,090.00 (-0.16%) | $1,486,400 (+153.48%) Land $375,500 Building $1,110,900 | $1,486,400 (+153.48%) Land $375,500 Building $1,110,900 |
| 2024 | $25,131.00 (+118.26%) | ||
| 2023 | $586,400 (+2.41%) Land $344,000 Building $242,400 | $586,400 (+2.41%) Land $344,000 Building $242,400 | |
| 2022 | $11,514.00 | $572,600 Land $344,000 Building $228,600 | $572,600 Land $344,000 Building $228,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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