116 Sovereign Cir, Clyde, NC 28721 Property Records

Haywood County property record for 116 Sovereign Cir, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 2003
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2024)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8637-02-6024`

Property Details

APN / Parcel Number

Primary APN	`8637-02-6024`
Alternative APNs	`157096` `172436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,212 sqft
1st Floor Area	1,008 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	172436
Street Address	116 SOVEREIGN CIR
City	CLYDE
State	NC
Zip	28721-8481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#7 MOUNTAIN PROJECTS
Legal Subdivision	MOUNTAIN PROJECTS
Legal Unit	7
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4004
Census Tract	920502

Owner

Source: Haywood County records · APN 8637-02-6024

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 SOVEREIGN CIR, CLYDE, NC 28721-8481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Aug 26, 2003 · Amount on Record
Deed Document Number	20242218
Deed Book / Page	1104 / 1420
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 20, 2024
Property Address	116 SOVEREIGN CIR, CLYDE, NC 28721-8481
Document Number	0011041420
Book / Page	1104 / 1420
Map Reference	CAB C SL 2597
Instrument Date	Mar 20, 2024
Instrument	2024002217
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1062, WHITTIER, NC 28789-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SOVEREIGN CIR, CLYDE, NC 28721-8481

Mortgage

Document Number	2024002218
Date	Mar 20, 2024
Instrument	2024002218

Lender

Name	WNC COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2054

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,600 (-) Land $30,000 Building $136,600
2025	$1,408.00	$166,600 (-) Land $30,000 Building $136,600	$166,600 (-) Land $30,000 Building $136,600
2023		$166,600 Land $30,000 Building $136,600	$166,600 (-) Land $30,000 Building $136,600
2021			$166,600 Land $30,000 Building $136,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.