116 Southwind Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 116 Southwind Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,091 sqft · built 1968
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2015)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161691-0000`

Property Details

APN / Parcel Number

Primary APN	`161691-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,515 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	508 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 SOUTHWIND CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-43 SURFWOOD SUB LOT 8 BLK A OR4048/1561
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	SURFWOOD SUBDIVISION
Legal Tract	D
Legal Block	A
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2024
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit JAX FCU
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	201539771
Deed Book / Page	4048 / 1561
Prior Transfer Date	May 30, 2014
Prior Transfer Doc	0038861572
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0055361546
Date	Apr 13, 2022
Book Page	5536/1546
Instrument	2022038385

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048911177
Date	Feb 27, 2020
Book Page	4891/1177
Instrument	2020015804

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048940213
Date	Mar 3, 2020
Book Page	4894/213
Instrument	2020016905

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0044230255
Book / Page	004423 / 000255
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 SOUTHWIND CIR ST AUGUSTINE FL 320805352, ST AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0044230255
Date	Aug 18, 2017
Book Page	004423/000255
Instrument	57331

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,264 (+2.7%)	$588,824 (+3.54%) Land $130,000 Building $458,824
2025	$4,553.00 (+12.39%) Homeowner's exemption	$350,793 (+2.9%)	$568,668 (+4.63%) Land $130,000 Building $438,668
2024	$4,051.00 (+1.99%) Homeowner's exemption	$340,907 (+3%)	$543,478 (+3.3%) Land $135,000 Building $408,478
2023	$3,972.00 (+2.87%) Homeowner's exemption	$330,978 (+3%)	$526,116 (+12.51%) Land $135,000 Building $391,116
2022	$3,861.00 Homeowner's exemption	$321,338	$467,607 Land $106,400 Building $361,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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