116 Shields Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 116 Shields Dr, Lincolnton, NC 28092

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,674 sqft · built 2023
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2023)
Tax Bill	$4,099 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-81-5726`

Property Details

APN / Parcel Number

Primary APN	`3633-81-5726`
Alternative APNs	`103702` `273000` `252554`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Lot Area	5,968 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252554
Street Address	116 SHIELDS DR
City	LINCOLNTON
State	NC
Zip	28092-8730
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	#7LT COUNTRY CLUB VILLAS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1021
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 SHIELDS DR, LINCOLNTON, NC 28092-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Oct 5, 2023	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	2023672707
Deed Book / Page	3281 / 110
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	116 SHIELDS DR, LINCOLNTON, NC 28092-8730
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003196272
Date	Sep 14, 2022
Book Page	3196/272
Instrument	657769

Lender

Name	AMERIS BANK
Type	Bank
Address	POOLER, GA 31322

Agreement

Type	Construction Mortgage

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 5, 2023
Property Address	116 SHIELDS DR, LINCOLNTON, NC 28092-8730
Document Number	0003281110
Book / Page	3281 / 110
Map Reference	MB 20 PG 76
Instrument Date	Aug 10, 2023
Instrument	672707
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7224 STATESVILLE RD, CHARLOTTE, NC 28269-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SHIELDS DR, LINCOLNTON, NC 28092-8730

Mortgage

Document Number	0000672708
Date	Oct 5, 2023
Instrument	672708

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,099.00 (+798.9%)	$396,328 (+1,076.05%) Land $33,700 Building $362,628	$396,328 (+1,076.05%) Land $33,700 Building $362,628
2023	$456.00	$33,700 Land $33,700	$33,700 Land $33,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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