Cumberland Town property record for 116 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,944 sqft · built 1939 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,848 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8672-67 |
| Primary APN | 8672-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,944 sqft Living Area |
| Gross Area | 4,874 sqft |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,608 sqft |
| Unfinished Basement | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 200,376 sqft (4.6 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8672-67 |
|---|---|
| Street Address | 116 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Block | 183 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 11405 |
Source: Cumberland Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage COASTAL CREDIT UNION |
| Jan 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU |
| Apr 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 6, 2026 |
| Property Address | 116 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Number | 002027-255 |
| Book / Page | 2027 / 255 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026154420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Number | 0000154420, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 2027/255 |
| Instrument | 2026154420 |
| Name | COASTAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1828-333 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 1828/333 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 116 SCOTT RD, CUMBERLAND, RI 02864-2812 |
| Document Number | 1740-172 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1740-172 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 001740/000172 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,848.00 (+5.6%) | $558,100 (-) Land $182,500 Building $375,600 |
| 2023 | $6,485.00 (+10.78%) | $558,100 (+42.92%) Land $182,500 Building $375,600 |
| 2022 | $5,854.00 | $390,500 Land $130,100 Building $260,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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