116 Schoolfield St, Berlin, MD 21811 Property Records

Worcester County property record for 116 Schoolfield St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 2022
Lot Size	0.289 acres (12,569 sqft)
Owner	Individual Name on Record
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-035603`

Property Details

APN / Parcel Number

Primary APN	`03-035603`
Alternative APN	`035603`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,569 sqft (0.289 acres)
Lot Depth	1 ft Depth
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	035603
Street Address	116 SCHOOLFIELD ST
City	BERLIN
State	MD
Zip	21811-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	129 X 171.1 X 129 X 173.7 S SIDE SCHOOLFIELD ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	2
Census Block	2027
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 SCHOOLFIELD ST, BERLIN, MD 21811-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
May 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2001
Deed Sale	Jan 29, 2001
Deed Document Number	2001328033
Deed Book / Page	2971 / 580
Last Transfer Date	Feb 1, 2019
Transfer Doc	0074170163
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	116 SCHOOLFIELD ST, BERLIN, MD 21811-1340
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SCHOOLFIELD ST, BERLIN, MD 21811-1340

Mortgage

Document Number	0084340032
Date	Aug 1, 2022
Book Page	8434/32

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	116 SCHOOLFIELD ST, BERLIN, MD 21811-1340
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079420381
Date	Feb 22, 2021
Book Page	7942/381

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	May 15, 2019
Property Address	116 SCHOOLFIELD ST, BERLIN, MD 21811-1340
Document Number	0074170163
Book / Page	007417 / 000163
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SCHOOLFIELD ST BERLIN MD 218111340, BERLIN, MD 21811-1340

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+2.77%) Homeowner's exemption	$252,333 (+5.55%)	$265,600 (-) Land $40,800 Building $224,800
2025	$4,042.00 (+6.12%) Homeowner's exemption	$239,067 (+11.99%)	$265,600 (+17.63%) Land $40,800 Building $224,800
2023	$3,809.00	$213,467	$225,800 Land $40,800 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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