116 Saint James St, Georgetown, SC 29440 Property Records

Georgetown County property record for 116 Saint James St, Georgetown, SC 29440

Property Summary

Property Type	Historical Building
Details	3 bd · 2.5 ba · 3,052 sqft · built 1901
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Oct 2025)
Tax Bill	$8,954 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0500330072.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500330072.00.00`
Alternative APNs	`05-0033-072-00-00` `23072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,052 sqft Total Area
Gross Area	3,574 sqft
1st Floor Area	1,610 sqft
2nd Floor Area	1,442 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Unfinished
Porch	Patio
Porch Area	294 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	23072
Street Address	116 SAINT JAMES ST
City	GEORGETOWN
State	SC
Zip	29440-3766
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Legal Description	PT 13 14 & 15 GEORGE; PLT RB 4852-39
Legal Subdivision	RONALD A COOPER & LOUISE B COO
Legal Lot Number	13
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	920302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown Historic District listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Georgetown County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 SANDERS FARM LN, CHARLESTON, SC 29492-7645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Survivorship Deed, Transfer
Nov 2, 2022	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 21, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Re-recorded Document
Aug 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	20259973
Deed Book / Page	4901 / 273
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	04243/0315
Record Updated	Oct 29, 2026

October 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 7, 2025
Property Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766
Document Number	RB4901/0273
Book / Page	RB4901 / 273
Map Reference	MB 15 PG 838
Instrument Date	Oct 2, 2025
Instrument	2025009973
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SANDERS FARM LN, CHARLESTON, SC 29492-7645

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 2, 2022
Property Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766
Document Number	04437/0269
Book / Page	4437 / 269
Map Reference	MB 15 PG 838
Instrument Date	Oct 31, 2022
Instrument	202200013373
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,301.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766

Mortgage

Document Number	202200013374
Date	Nov 2, 2022
Instrument	202200013374

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.57%
Index	Other
Margin	3
Max Rate	9.57%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 21, 2021
Property Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766
Document Number	04231/0358
Book / Page	4231 / 358
Map Reference	MB 15 PG 838
Instrument Date	Dec 10, 2020
Instrument	202100015586
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17404 PENNINGTON DR, CORNELIUS, NC 28031-8854

Mortgage

Document Number	202100015587
Date	Oct 21, 2021
Instrument	202100015587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 12, 2021
Property Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766
Document Number	04243/0315
Book / Page	4243 / 315
Map Reference	MB 15 PG 838
Instrument Date	Dec 10, 2020
Instrument	202100016595
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17404 PENNINGTON DR, CORNELIUS, NC 28031-8854

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 15, 2017
Property Address	116 SAINT JAMES ST, GEORGETOWN, SC 29440-3766
Document Number	03095/0321
Book / Page	3095 / 321
Map Reference	MB 15 PG 838
Instrument Date	Jun 12, 2017
Instrument	201700008229
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Tax	$2,164.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 WHITING LN, GEORGETOWN, SC 29440-7467

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,954.00 (+9.61%) Additional exemption filed	$39,224 (+14.99%) Land $3,484 Building $35,740	$1,024,600 (+20.16%) Land $91,000 Building $933,600
2024	$8,169.00 (-54.32%) Additional exemption filed	$34,110 (-33.33%) Land $2,800 Building $31,310	$852,700 (-) Land $70,000 Building $782,700
2023	$17,883.00 (+67.41%)	$51,160 (+57.13%) Land $4,200 Building $46,960	$852,700 (+57.12%) Land $70,000 Building $782,700
2022	$10,682.00	$32,560 Land $4,200 Building $28,360	$542,700 Land $70,000 Building $472,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

116 Saint James St, Georgetown, SC 29440 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Saint James St

Nearby Streets

Search Property Records by Address or Parcel Number