116 Saddle Dr, Middletown, DE 19709 Property Records

New Castle County property record for 116 Saddle Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,782 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2018)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-012.30-016`

Property Details

APN / Parcel Number

Primary APN	`13-012.30-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	247 ft deep x 178 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 SADDLE DR
City	MIDDLETOWN
State	DE
Zip	19709-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC40
Legal Subdivision	POST & RAIL FARMS
Legal Lot Number	41
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1004
Census Tract	16609

Owner

116 Saddle Dr is owned and occupied by an individual who bought it in December 2018.

Source: New Castle County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	116 SADDLE DR, MIDDLETOWN, DE 19709-9461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit DEXSTA FCU
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BANK & TRUST
Dec 5, 2018	Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Jan 21, 1995
Deed Document Number	201866217
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	116 SADDLE DR, MIDDLETOWN, DE 19709-9461
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071048
Date	Jul 13, 2022
Instrument	20220713-0071048

Lender

Name	DEXSTA FCU
Type	Credit Union
Address	WILMINGTON, DE 19803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	116 SADDLE DR, MIDDLETOWN, DE 19709-9461
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046617
Date	Apr 20, 2021
Instrument	20210420-0046617

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 5, 2018
Property Address	116 SADDLE DR, MIDDLETOWN, DE 19709-9461
Document Number	0000066217
Map Reference	PL 9742
Instrument Date	Nov 30, 2018
Instrument	20181205-0066217
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SADDLE DR, MIDDLETOWN, DE 19709-9461

Mortgage

Document Number	0000066221
Date	Dec 5, 2018
Instrument	20181205-0066221

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 Saddle Dr was $3,857.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00	$477,800 Land $170,000 Building $307,800
2024			$422,640
2023	$3,336.00	$89,900 Land $15,000 Building $74,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Saddle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Saddle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures